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7 Times Pet Insurance Saved Pawrents From Outrageously Expensive Vet Bills

| October 8, 2024

Ever wonder if pet insurance is really worth it? You might think twice after hearing about these real-life stories where having a policy made all the difference. From unexpected accidents to sudden illnesses, these claims, all covered by Lemonade, saved pet parents from sky-high vet bills. And the best part? Every single one of these pups is back to living their best life. Here are seven times pet insurance came to the rescue when it was needed most.

#1 – Pneumonia + Lung Lobectomy

Manny, a 6-month-old Labrador Retriever, needed emergency lung surgery following serious respiratory issues. The procedure, plus a four-day hospital stay, racked up a bill of around $14,000.

  • Bill: $14,095
  • Lemonade paid: $12,685

#2 – Aspiration Pneumonia

A 7-month-old English Bulldog known as the Duchess of Pork struggled with breathing issues over months that required many vet visits, diagnostic tests, and surgery. The final bill? Nearly $21,000.

  • Bill: $20,800
  • Lemonade paid: $18,885

#3 – Pulmonic Stenosis and Heart Murmur

Buzz, a 3-year-old cat, suffered from a condition known as pulmonic stenosis, as well as a heart murmur. Between x-rays, a stent placement, and other factors, Buzz’s pet parents owed around $14,000. 

  • Bill: $13,800
  • Lemonade paid: $12,417

#4 – Cryptorchid Surgery + Sepsis After Neutering

When 10-month-old Timber went to the vet for a routine neutering procedure, the doctors discovered a condition known as cryptorchid. After a series of surgeries, Timber is recovering nicely—despite a $12,000 bill.

  • Bill: $13,004
  • Lemonade Paid: $11,506

#5 – Cancer and Brain Tumor

Dublin, a 5-year-old mixed-breed pup. Medication and acupuncture helped this plucky dog feel better, but these quality-of-life therapies weren’t cheap—$12,000.

  • Bill: $12,300
  • Lemonade Paid: $11,083

#6 – Osteosarcoma

Mochi is a real tough cookie—this 5-year-old cat required cancer-related surgery as well as an amputation of one leg. She’s back in action, but between hospital stays, testing, laser therapy, laparotomies, and more, the bill ended up being $10,000.

  • Bill: $10,250
  • Lemonade Paid: $7,453

#7 – Car Accident

Xena, a precious 4-year-old  with an anxiety disorder, was hit by a car while out on a walk. An emergency hospital visit and a slew of procedures later, and this brave dog proved to be a survivor… but not after accumulating over $50,000 in bills.

  • Bill: $56,000
  • Lemonade Paid: $50,602

Related: Compare prices on pet insurance

Lemonade is known as one of the most affordable pet insurance plans on the market, starting at $10/month.

Get your quote today!

Disclaimer: Costs are meant to provide examples and ranges, they should not be viewed as set costs and reimbursement amounts. Vet care costs vary by location and the specific case treated, and reimbursements depend on each policy’s specific coverage details as selected by the policyholder.

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