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Best Pet Insurance in Gilbert (2022 Reviews)

By: Tarit Das
Tarit is a Special Projects Coordinator at iHeartDogs.com, iHeartCats.com, and The Hero Company. He likes pets for their honesty and loyalty and believes they have no match. They are one of the most selfless creatures and just love to be around their owners.Read more
| April 1, 2022

Gilbert Pet Insurance

Gilbert Pet InsuranceIf you’re searching for pet health insurance in Gilbert, you might be overwhelmed with options. How much will pet insurance cost? What is and is not covered? What about pre-existing conditions? Is pet health insurance legally mandated in Gilbert?

In this simple guide, we’ll explore the best pet insurance option for Gilbert residents and explore the most frequently asked questions.

The Best Gilbert Pet Insurance Companies Reviewed (2022)

The following brands offer pet insurance plans for residents in Gilbert, Arizona. You can view and compare all the carriers by scrolling from left to right.

Pets Best
Lemonade
ManyPets
Trupanion
FIGO
HealthyPaws
Prudent Pet
Embrace
Wagmo
Company
Company
Pets Best
Lemonade
ManyPets
Trupanion
FIGO
HealthyPaws
Prudent Pet
Embrace
Wagmo
Annual Coverage
Annual Coverage
$5,000 or Unlimited
Up To $100,000
Unlimited
Unlimited
$5,000 or Unlimited
Unlimited
$10,000 or Unlimited
$5,000 - $30,000
Unlimited
Multi-pet Discount?
Multi-pet Discount?
Yes
Yes
No
No
Yes
No
Yes
Yes
No
What They Do Best
What They Do Best
Best for plan customization
Great pricing for puppies & kittens
$0 copay option. No fees for paying monthly.
Best for paying claims to veterinarian direct
Short waiting periods
Best for paying claims fast
Best Trustpilot reviews
Best plan for superior benefits
Fast claims. Wellness plan available.
iHeartDogs Customer Rating ⭐⭐⭐⭐⭐
iHeartDogs Customer Rating ⭐⭐⭐⭐⭐
4.3 / 5
4.6 / 5
4.7 / 5
4.5 / 5
4.1 / 5
4.4 / 5
4.5 / 5
4.5 / 5
4.1 / 5
Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)
Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)
Yes
Yes
Yes
No
No
No
No
Yes
Yes
Example Quote for 1 Year Old 30 lb Mixed Breed
Example Quote for 1 Year Old 30 lb Mixed Breed
$35.81 per month
$20.00 per month
$30.00 per month
$68.25 per month
$69.30 per month
$26.25 per month
$73.46 per month
$42.35 per month
$15.00
Reimbursement Amount
Reimbursement Amount
90%, 80%, or 70%
90%, 80%, or 70%
90%, 80%, or 70%
90%
100%, 90%, 80%, or 70%
90%, 80%, 70%, 60%, or 50%
90%, 80%, or 70%
90%, 80%, or 70%
100% or 90%
Annual Deductible
Annual Deductible
$50, $100, $200, $250, $500, or $1,000
$100, $250, or $500
$100, $250, or $500
$0 to $1,000
$100, $250, $500, or $750
$100, $250, $500, $750, or $1,000
$100, $250, $500, or $1,000
$200, $300, $500, $750, or $1,000
$250, $500, or $1,000

How Much Does Pet Health Insurance Cost in Gilbert, Arizona?

The price of Texas pet insurance for a 3 year old mixed breed dog living in Gilbert zip code 85142 ranges from $10.00 to $90.62, depending on which Gilbert pet insurance provider you choose.

The cost of pet insurance can vary significantly by city & state. In addition, your pup’s age and breed also affect the monthly insurance premium. To receive the most accurate and up to date information for your dog based on your Gilbert zip code, enter your information to receive a quote in seconds below.

Is Pet Insurance Required by Law in Gilbert?

Pet health insurance is not required by law, however many experts and veterinarians recommend that if you do not have a substantial pet emergency savings account (in the $3,000 to $8,000 range), you probably need to invest is pet insurance. Unfortunately in recent years, the costs of veterinary care (especially emergency vets) has skyrocketed. A single pet health emergency can send you into debt at a high interest rate, or force you into a terrible situation in which you may be unable to pay for your pet’s emergency care. Sadly, in many situations like this owners are forced to consider euthanasia.

What’s The Best Pet Insurance for Gilbert Residents?

Pet insurance premiums vary significantly based on your dog’s location, breed, and age. There is no single “best” company as there are many options to consider, including copays, deductibles, waiting periods, and annual coverage limits. Some pet insurers focus more on younger pets with more inexpensive premiums, while others offer coverage to a wider age group, but at a higher cost. The best way to find which Gilbert pet insurance option is best for you is to use a pet insurance comparison engines such as this tool.

Dog Ownership in Gilbert – Is Purchasing Pet Insurance Wise if You’re a Gilbert Resident?

Currently, the city of Gilbert has a fast growing population of 267,918, many of which are dog owners. The most popular dog breeds in Gilbert are currently:

1. Labrador Retriever

2. German Shepherd

3. Poodle

4. Cavalier King Charles Spaniel

5. Goldendoodle

Many of these dog breeds suffer from hereditary health conditions, including hip or joint problems such as arthritis or dysplasia, eye problems, seizures, and canine allergies. For this reason, pet insurance may be a wise investment if you live in or near Gilbert.

Frequently Used Pet Insurance Terms to Understand When Purchasing Pet Insurance in Gilbert:

  • Annual or monthly premiums:  This is the monthly cost you pay to an insurer for coverage.
  • Deductibles:  Your deductible is the amount you pay for pet insurance before your plan starts to pay for eligible expenses. Deductibles can be anywhere from $0 to $1,000 or more. The higher your deductible, the lower your monthly premium.  
  • Reimbursement Amount: Typically pet insurance plans pay anywhere from 70-100% of the cost of your pet’s veterinary care.  In the above chart, you can see the different options available by each insurer. The reimbursement amount will also affect your monthly premium.

The Simplest Way to Compare Quotes from Gilbert Pet Insurers

Our top advice for shopping for pet insurance is never just get one or two quotes. There are large differences in premiums and features between each carrier. Simply by filling out the form below, and you can review quotes from all the major pet insurers at once with no obligation.

Pet Insurance Carrier Comparisons

Breed Pet Insurance

Pet Insurance by City

Pet Insurance by State

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