Trupanion vs. Pets Best Pet Insurance: In-Depth Comparison [2022]

Comparing Pets Best and Trupanion Pet Insurance Plans

What Are the Differences Between Trupanion and Pets Best Pet Insurance Plans?

Thanks for visiting our guide to comparing Pets Best and Trupanion. Below you’ll find a comparison of plan rates, multipet discounts, wellness plans, coverage amounts, and more.

Remember that the easiest way to shop for pet insurance is using a tool such as this to compare pet insurance rates from all the major pet insurance companies at once. With this tool, you can compare rates from Trupanion and Pets Best side by side, as well as other major pet insurers.

What Are the Differences Between Trupanion and Pets Best Pet Insurance Plans?

The comparison below will show you the pet insurance plan features of Trupanion and Pets Best, as well as many of the other top brands.

Pets Best
Lemonade
ManyPets
Trupanion
FIGO
HealthyPaws
Prudent Pet
Embrace
Wagmo
Company
Company
Pets Best
Lemonade
ManyPets
Trupanion
FIGO
HealthyPaws
Prudent Pet
Embrace
Wagmo
Annual Coverage
Annual Coverage
$5,000 or Unlimited
Up To $100,000
Unlimited
Unlimited
$5,000 or Unlimited
Unlimited
$10,000 or Unlimited
$5,000 - $30,000
Unlimited
Multi-pet Discount?
Multi-pet Discount?
Yes
Yes
No
No
Yes
No
Yes
Yes
No
What They Do Best
What They Do Best
Best for plan customization
Great pricing for puppies & kittens
$0 copay option. No fees for paying monthly.
Best for paying claims to veterinarian direct
Short waiting periods
Best for paying claims fast
Best Trustpilot reviews
Best plan for superior benefits
Fast claims. Wellness plan available.
iHeartDogs Customer Rating ⭐⭐⭐⭐⭐
iHeartDogs Customer Rating ⭐⭐⭐⭐⭐
4.3 / 5
4.6 / 5
4.7 / 5
4.5 / 5
4.1 / 5
4.4 / 5
4.5 / 5
4.5 / 5
4.1 / 5
Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)
Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)
Yes
Yes
Yes
No
No
No
No
Yes
Yes
Example Quote for 1 Year Old 30 lb Mixed Breed
Example Quote for 1 Year Old 30 lb Mixed Breed
$35.81 per month
$20.00 per month
$30.00 per month
$68.25 per month
$69.30 per month
$26.25 per month
$73.46 per month
$42.35 per month
$15.00
Reimbursement Amount
Reimbursement Amount
90%, 80%, or 70%
90%, 80%, or 70%
90%, 80%, or 70%
90%
100%, 90%, 80%, or 70%
90%, 80%, 70%, 60%, or 50%
90%, 80%, or 70%
90%, 80%, or 70%
100% or 90%
Annual Deductible
Annual Deductible
$50, $100, $200, $250, $500, or $1,000
$100, $250, or $500
$100, $250, or $500
$0 to $1,000
$100, $250, $500, or $750
$100, $250, $500, $750, or $1,000
$100, $250, $500, or $1,000
$200, $300, $500, $750, or $1,000
$250, $500, or $1,000

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Free Side by Side Quote Comparison Between Trupanion and Pets Best

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Common Questions About Trupanion Vs. Pets Best

Coverage Amounts: Trupanion Vs. Pets Best

Pets Best offers 2 options, a lower cost plan that covers a maximum of $5,000, and another costlier plan that features Unlimited coverage. Trupanion only offers an Unlimited coverage plan.

Multi-Pet Discounts: Trupanion Vs. Pets Best

Pets Best offers a discount on multiple pets, while Trupanion currently does not.

Which is Cheaper: Trupanion or Pets Best?

The answer to this question is: it depends! In our example quote, Pets Best beat out Trupanion for a 1 year old 30 lb mixed breed dog based out of the Texas zip code 75001. Keep in mind, however, that your location, dog’s age, breed, gender, and other factors greatly affect your pricing. The best way to know whether Trupanion or Pets Best is cheaper is to run a comparison quote here.

The Bottom Line: Who is Better Trupanion or Pets Best?

Overall, we give a slight edge to Pets Best for more affordable pricing, and the ability to add a Wellness Plan covering preventative care to your Accident and Illness coverage. Both companies are very reputable and popular with iHeartDogs readers, both receiving a 4.5 out of 5.0 rating.

Run a No Obligation Comparison Quote Between Pets Best and Trupanion

[12] Pets Best Insurance Customer Reviews (2022)

iHeartDogs created surveyed our readers in 2022 about their experience with Pets Best and major pet insurance providers.

Overall Pets Best received a 4.3 out of 5 rating:

⭐⭐⭐⭐⭐ - Very good price, covers everything I need, and no hidden fees. - Pets Best Review by Tim in Broken Arrow

⭐⭐⭐ - They find any excuse not to cover my pets. And very slow claims processing - Pets Best Review Tracey in Queens

⭐⭐⭐⭐⭐ - There have been no surprises or games played on my claims. - Pets Best Review by Marc in North Hampton

⭐⭐⭐⭐⭐ - The only issue I would say I have is that since COVID reared it's ugly head the claims process takes a long time now, it wasn't that way before that. - Pets Best Review by Meri in Yerington

⭐ - The coverage is terrible and I will be returning to Embrace. - Pets Best Review by Alice in Natchez

⭐⭐⭐⭐⭐ - Prompt claims processing - Pets Best Review by Michelle in Newark

⭐⭐⭐⭐⭐ - One deductible per year, not per incident. Pays claims in a timely manner. - Pets Best Review by Lynne, Unknown

⭐⭐⭐⭐⭐ - Never had any problems with claims. - Pets Best Review by Jim in Chicago

⭐⭐⭐⭐ - Fast payment for my wellness claims. But slow payment for my accident claim. I will say that the people I talk to on the phone were very nice and gave me an explanation. But I hope they will work to improve this problem. - Pets Best Review by Unknown in Anchorage

⭐⭐⭐⭐⭐ - Cover what they say they will, reasonably priced, good coverage - AB, Epsom

⭐⭐⭐⭐⭐ - Claims are easy to submit online. Processing is quick. Explanations of benefits are easy to understand. Claims are processed fairly and payment is made directly to your bank account. - Harold, Unknown

⭐⭐⭐⭐ - great Choice of coverage

[19] Trupanion Insurance Customer Reviews (2022)

iHeartDogs created surveyed our readers in 2022 about their experience with Trupanion and other major pet insurance plans.

Overall Pets Best received a 4.5 out of 5 rating:

⭐⭐⭐⭐⭐ - Zero deductible, very quick turn around. Emergency vet takes payment directly from company. Insured at 14 weeks so no pre existing conditions. - Trupanion review by Robin, Fort Myers

⭐⭐⭐⭐⭐ - They may be expensive, when I first got it the price was $62 a month and it gradually went up to $72 a month and then jumped to $100 the next year... now $116... but they have paid for 2 ACL operations, and amputation and Chemotherapy for my Bulldog, they are 24/7 human contact, direct payment to hospitals, They have SAVED my dog's life and allowed her live longer ... best decision I ever made - Trupanion review by Paul, Wakefield

⭐ - They ignore paying what they owe. One year to get them to do it. Then again, another year to get paid. My veterinarian had to argue for months. We are in another arguing cycle. It’s been ten months. - Trupanion review by Leslie, Denver

⭐⭐⭐⭐⭐ - They are great in reimbursing you on what's been paid and I like the fact they pay 90/10. Really helped when my boy was diagnosed with inoperable bladder cancer and we took him to Ohio State Veterinary Clinic for his treatments. Sadly he passed away 2 years ago from a massive stroke, not the cancer we thought might take him. OSU was great. Have other animals covered by them also and have just gotten a puppy who I signed up right away. Will recommend them 100 %! - Trupanion review by Susan, Miamisburg

⭐⭐⭐⭐⭐ - There is nothing that I don't like about this Company - Trupanion review by Maura, Conception Bay South

⭐⭐⭐⭐⭐ - Quick, easy, dependable. A life saver, literally. - Trupanion review by Laurie, Lowell

⭐⭐⭐⭐⭐ - Process and reimburse quickly - Trupanion review by Kathy, Delray Beach

⭐⭐⭐⭐⭐ - Price is fair and reimbursement I s fast - Trupanion review by Bsrb, Northville

⭐⭐⭐⭐⭐ - Pick your deductible and reasonable price. Also trustworthy - Trupanion review by Chris, Southington

⭐⭐⭐⭐⭐ - Our golden retriever was very prone to illness- epilepsy, bladder stones, digestive issues, knee surgery, autoimmune immune issues. We incurred over $30,000 of veterinary expenses in an 18 month time period, and over 80% was covered by our policy. Having Trupanion made it possible to give my baby the best possible care. - Trupanion review by Lori, Lambertville

⭐⭐⭐⭐ - No annual max , deductible applies to each illness, or accident - Trupanion review by Mary, Coeur d'Alene

⭐⭐⭐⭐⭐ - My dog was a middle-aged rescue from the shelter, and they had no problem insuring her. I have since had issues to be covered, and they were, without question. I was paid within days. The first time took a little longer because they wanted information from the vet. I couldn't be happier. - Trupanion review by MK, Rancho Cordova

⭐⭐⭐⭐⭐ - Love that I get to choose my deductible and get 90% back on everything but office visits. Dislike that they don’t cover wellness but I have had great experiences when filing claims and get paid back very quickly. - Trupanion review by Lynne, Walpole

⭐⭐⭐⭐⭐ - I love the peace of mind I have knowing my dog can get the best care - Trupanion review by Cathy, Calgary

⭐⭐⭐ - I like that they are speedy and easy to use. I don't like that they don't cover regular maintenance office visits. - Trupanion review by kathy, Everett

⭐⭐⭐⭐⭐ - Great coverage options - Trupanion review by Deb, Cedar Rapids

⭐⭐⭐⭐⭐ - Cover exactly what they say they do and do not quibble about costs or delay paying claims. - Trupanion review by Karen, Jackson

⭐⭐⭐⭐⭐ - Been excellent for one dog not so good for my second dog - Trupanion review by Susie, Des Moines

⭐⭐⭐⭐⭐ - 90% direct coverage for anything accidental abs emergency.
- does not cover routine procedures (vaccines, dentals, spays/neuter etc) - Trupanion review by Amanda, Calgary"

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