FIGO vs. ManyPets Pet Insurance: In-Depth Comparison [2022]

Comparing Pets Best and Trupanion Pet Insurance Plans

What’s The Difference Between FIGO & ManyPets Pet Insurance Plans?

Thank you for visiting our guide to comparing FIGO and ManyPets. Below you’ll find a comparison of FIGO vs. ManyPets insurance plan rates, multi-pet discounts, wellness plans, coverage amounts, and more.

Remember that the easiest way to shop for pet insurance is using a tool such as this to compare pet insurance plans from all the major pet insurance companies at once. With this tool, you can compare rates from FIGO and ManyPets side by side, as well as other major pet insurers.

FIGO & ManyPets: A Complete Breakdown of Dog Insurance Plan Benefits 

The comparison chart below will show you the pet insurance plan features of FIGO and ManyPets, as well as many of the other top pet insurance brands.

Pets Best
Lemonade
ManyPets
Trupanion
FIGO
HealthyPaws
Prudent Pet
Embrace
Wagmo
Company
Company
Pets Best
Lemonade
ManyPets
Trupanion
FIGO
HealthyPaws
Prudent Pet
Embrace
Wagmo
Annual Coverage
Annual Coverage
$5,000 or Unlimited
Up To $100,000
Unlimited
Unlimited
$5,000 or Unlimited
Unlimited
$10,000 or Unlimited
$5,000 - $30,000
Unlimited
Multi-pet Discount?
Multi-pet Discount?
Yes
Yes
No
No
Yes
No
Yes
Yes
No
What They Do Best
What They Do Best
Best for plan customization
Great pricing for puppies & kittens
$0 copay option. No fees for paying monthly.
Best for paying claims to veterinarian direct
Short waiting periods
Best for paying claims fast
Best Trustpilot reviews
Best plan for superior benefits
Fast claims. Wellness plan available.
iHeartDogs Customer Rating ⭐⭐⭐⭐⭐
iHeartDogs Customer Rating ⭐⭐⭐⭐⭐
4.3 / 5
4.6 / 5
4.7 / 5
4.5 / 5
4.1 / 5
4.4 / 5
4.5 / 5
4.5 / 5
4.1 / 5
Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)
Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)
Yes
Yes
Yes
No
No
No
No
Yes
Yes
Example Quote for 1 Year Old 30 lb Mixed Breed
Example Quote for 1 Year Old 30 lb Mixed Breed
$35.81 per month
$20.00 per month
$30.00 per month
$68.25 per month
$69.30 per month
$26.25 per month
$73.46 per month
$42.35 per month
$15.00
Reimbursement Amount
Reimbursement Amount
90%, 80%, or 70%
90%, 80%, or 70%
90%, 80%, or 70%
90%
100%, 90%, 80%, or 70%
90%, 80%, 70%, 60%, or 50%
90%, 80%, or 70%
90%, 80%, or 70%
100% or 90%
Annual Deductible
Annual Deductible
$50, $100, $200, $250, $500, or $1,000
$100, $250, or $500
$100, $250, or $500
$0 to $1,000
$100, $250, $500, or $750
$100, $250, $500, $750, or $1,000
$100, $250, $500, or $1,000
$200, $300, $500, $750, or $1,000
$250, $500, or $1,000
iHeartDogs is reader-supported. When you buy via links on our site, we may earn an affiliate commission at no extra cost to you.

Free Side-by-Side Quote Comparison Between FIGO and ManyPets

Fill out the form below to receive your no-obligation quote comparison between FIGO and ManyPets.

Common Questions About FIGO Vs. ManyPets

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Coverage Amounts: FIGO Vs. ManyPets

ManyPets offers unlimited coverage with their plans, and FIGO’s coverage either maxes out at $5,000 or is unlimited. Unlimited coverage sounds better, but it requires higher premiums. A $5,000 coverage may be preferable for younger, healthier dogs or routine, non-invasive treatments.

Multi-Pet Discounts: FIGO Vs. ManyPets

FIGO offers a discount for insuring multiple pets, while ManyPets does not currently offer one. This is one key difference in the FIGO vs. ManyPets insurance comparison. If you have multiple dogs, it’s something to consider.

What are the Reimbursement Amounts for FIGO Vs. ManyPets?

Both of these insurers offer similar reimbursement options, with a slight difference. ManyPets will reimburse you for either 90%, 80%, or 70%.  FIGO’s reimbursement options are 100%, 90%, 80%, or 70%. Remember: the higher your reimbursement percentage, the higher your premium will be. 

What is the Annual Deductible for FIGO Vs. ManyPets?

With ManyPets’ insurance, your deductible will be either $100, $250, or $500. FIGO’s deductible options include $100, $250, $500, or $750. Note that the higher the deductible, the lower your premium will be. 

Does FIGO or ManyPets Offer a Wellness Plan for Preventative Care?

ManyPets offers a wellness option, which includes things like important preventative care, vaccines, and dental. Wellness plans won’t cover emergencies or accidents, however. FIGO does not currently offer a Wellness Plan.

Who is Cheaper: FIGO or ManyPets?

In most cases, we found ManyPets to offer a slightly more affordable price. For our example quote, ManyPets beat out FIGO for a 1-year-old 30 lb mixed breed dog based on Texas zip code 75001. However, keep in mind that your location, dog’s age, breed, gender, and other factors significantly affect your pricing. The best way to know whether FIGO or ManyPets is cheaper is to run a comparison quote here.

The Bottom Line: Who is Better, FIGO or ManyPets?

It’s a tough call between these two competitive pet insurance companies. Overall, in the FIGO vs. ManyPets insurance comparison, we give just a slight edge to ManyPets for their more affordable monthly pricing, $0 copay option, and average rating amongst iHeartDogs customers. Both companies are very reputable and popular with iHeartDogs readers, with FIGO receiving 4.1 out of 5 stars and ManyPets receiving 4.7 out of 5 stars.

Run a No Obligation Comparison Quote Between FIGO and ManyPets

[6] FIGO Pet Insurance Customer Reviews (2022)

iHeartDogs surveyed our readers in 2022 about their experience with FIGO and other major pet health insurance companies.

Overall FIGO received a 4.2 out of 5 rating:

⭐ - 6 vet visits, various reasons, ZERO claims paid. They find ANY reason to deny the claim. This is my third company for pet insurance -- a complete waste of my money. - FIGO Pet Insurance review by Katie, Frisco

⭐⭐⭐⭐  - Haven't filed a claim yet - FIGO Pet Insurance review by Dorothy, Phoenixville

⭐⭐⭐⭐⭐  - Very responsive and quick to process the claim. Have to pay extra to get routine wellness covered - FIGO Pet Insurance review by Stephanie, Independence

⭐⭐⭐⭐⭐  - I have nothing but good things to say about FIGO and the ease of claims and reimbursement. Thank-you FIGO for being there. - FIGO Pet Insurance review by Glen

⭐⭐⭐⭐⭐  - Service from staff has been great, Only complaint: I've had this insurance for years and it was reasonable. Then FIGO switched providers in 2019 and the monthly fee doubled. Not such a great deal anymore. Can't switch insurance because of pre-existing condition. - FIGO Pet Insurance review by Betty

⭐⭐⭐⭐⭐  - Excellent customer service. My claims took just few hours to process. Top class platform. Transparent pricing. Can’t ask for more. Every pet owner should have a pet insurance and that too with Figo. - FIGO Pet Insurance review by Greg,

[8] ManyPets Pet Insurance Customer Reviews (2022)

iHeartDogs created surveyed our readers in 2022 about their experience with ManyPets and other major pet insurance providers.

Overall ManyPets Pet Insurance received a 4.5 out of 5 rating:

⭐⭐⭐⭐⭐ - "After much research, I selected ManyPets for my pet insurance company. Their coverage, their rates, and now having experienced their customer service, are excellent. I have recommended them to my vet and I have recommended them to friends. They are responsive to claims that I submit and they are quick with paying on the claims. Highly recommend them!" - Jean, ManyPets Review

⭐⭐⭐⭐ - Helpful team to explain the coverage, easy method to turn in invoices. Only thing I wish was better is the ability to reimburse electronically (Venmo, PayPal, direct deposit). - Joshua, ManyPets Review

⭐⭐⭐⭐⭐ - So far I have filed 2 claims and both have been handled in 3 days and I have received checks in 3-5 days. Really good company and very good customer service! Dont have anything negative to say! - Ilirjana, Many Pets Review

⭐⭐⭐⭐⭐ - AMAZING customer service, quick and super fast. I have referred ManyPets to all my friends and they are switching over!!! - Eunice, ManyPets Review

⭐⭐⭐⭐⭐ - As a retired insurance agent, I shopped the market for what I thought was the best coverage at reasonable price. Many Pets was exactly what I was looking for. I purchased the wellness coverage as well as the medical and have submitted bills for her first vaccines and within a few days I had a reimbursement check in the mail. Great product, fair pricing and great service. Thank you. - Robin, ManyPets Reviews

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