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Top 9 Pet Insurance Plans For Goldendoodles (2022)

Written by: Kelli Brinegar
For more than five years, Kelli Brinegar has been using her ability to write and her passion for research to tell the tale of what cats are thinking and why. She has provided care to more than 30 cats in her lifetime.Read more
| Published on June 17, 2022
iHeartDogs is reader-supported. When you buy via links on our site, we may earn an affiliate commission at no extra cost to you.

A mix of Golden Retriever and Poodle, the Goldendoodle is an adorably curly angel dog with super smarts and a loving heart. Having a Goldendoodle means everyone in the family finds a friend as these darling dogs are loyal, affectionate, and take direction well. And because you love your Doodle, from their curly fur to their gentle soul, you’ll do anything and everything to keep your furry friend feeling their best.

Part of that ‘anything and everything’ means annual checkups with the vet to keep your pup fit and healthy. But no matter how diligent of a dog parent you are, illness and injury can still happen. Goldendoodles are prone to hip dysplasia, heart problems, Addison’s Disease, ligament tears, and epilepsy. Treating any of these problems can get expensive, but you can be financially prepared to fend off whatever comes with pet insurance for your Goldendoodle. To help you find peace of mind and the best pet insurance plan for your Goldendoodle, we’ve created a free and easy-to-use comparison tool to simplify the insurance quest.

Compare The Top 9 Pet Insurance Plans for Your Goldendoodle Using our Free No-Obligation Quote Tool below

The simplest way to compare pet insurance prices is to use our tool below. The comparison tool will show you quotes from the top 9 pet insurance carriers, including Trupanion, Pets Best, Lemonade, ManyPets, FIGO, HealthyPaws, Prudent Pet, Spot, and Embrace pet insurance.

How Much Does Pet Insurance for a Goldendoodle Cost?

Below are some sample pet insurance plans for a 1-year-old male Goldendoodle using the zip code 75001 (Texas) as an example.

Ultimately, your plan’s premium will depend on several factors, including your dog’s age, size, and breed, as well as where you live. You also want to know what type of coverage your plan has and if it will help with Goldendoodle-specific health problems. Let’s get more into those medical conditions and how much you can expect to pay to treat them.

pet insurance for Goldendoodles

Common Health Problems Associated With Goldendoodles

Hip Dysplasia

Hip dysplasia occurs when the ball-and-socket joint in a dog’s hip doesn’t form correctly, leaving the joint to dislocate or the femur head to sit wrong in the socket. The issue eventually leads to pain and decreased mobility. This Goldendoodle health problem plagues many breeds, and once diagnosed, the genetic condition will require lifelong care and management by a veterinarian.

RELATED: What You Need To Know About Hip Dysplasia

Subvalvular Aortic Stenosis (SAS)

SAS is a congenital heart defect in which the aortic valve is too narrow to pump blood effectively. For many dogs, the defect will not affect their quality of life. But those afflicted with more severe cases may experience lethargy, exercise intolerance, shortness of breath, and fainting. Extreme cases may cause heart failure.

Addison’s Disease

Known also as hypoadrenocorticism, Addison’s Disease occurs when adrenal glands don’t produce enough corticosteroid hormones, like glucocorticoids and mineralocorticoids. When the body doesn’t make enough of these “stress hormones,” dogs can exhibit physical symptoms that range from lethargy to sudden shock.

Cranial Cruciate Ligament Rupture

One of the four ligaments stabilizing the knee, the cranial cruciate ligament connects the femur and the shin. Active Goldendoodles can easily tear their CCLs, and vets often diagnose cranial cruciate ligament tears using the “drawer sign” test, a method in which the doctor holds the femur and then slides the tibia forward like opening a drawer. Other signs of a rupture include limping, not bearing weight on the affected limb, and swelling of the joint.


Goldendoodles are genetically predisposed to seizures, but the exact cause behind them is unknown. Seizure episodes that repeatedly happen without a primary cause are referred to as idiopathic epilepsy. Epileptic episodes happen suddenly, often without warning, and can last from a few seconds to minutes. There are different types of seizures, but symptoms can appear similar, with confusion, twitching, blinking, drooling, and behavior changes or bodywide stiffening that comes with rapid jerking movements.

RELATED: The 5 Things You Need To Know About Seizures In Dogs

Typical Costs Of Treating Health Issues In Goldendoodles and How Pet Insurance Can Help

Taking your dog to the vet for annual visits is a bill you expect. But when the vet discovers a problem or emergency strikes, medical bills can stack up fast. With the right pet insurance plan for your Goldendoodle, you’ll be financially ready to deal with any bills, leaving you to concentrate on your best friend’s recovery.

Have a look at what it costs to treat the Goldendoodle health problems mentioned above:

  • Hip Dysplasia Costs: Severe cases of hip dysplasia could require expensive surgery with costs ranging between $2,000 – $7,000. And even if your Doodle doesn’t need surgery, treatment could involve oral medications, injections, and even physical therapy, which can create bills of $500 or more yearly. Treating hip dysplasia can wear away at your wallet, but a pet insurance plan for your Goldendoodle offers financial protection against the high costs of orthopedic problems in dogs by helping with vet bills and prescription medications.
  • Subvalvular Aortic Stenosis (SAS) Costs: To diagnose SAS, vets will turn to X-rays, electrocardiograms, and echocardiograms, and this cardiac examination could cost an estimated $1,000. Once diagnosed, dogs with SAS require lifelong veterinary care to ensure their heart is working correctly. In some cases, dogs will need beta-blockers to keep the heart from working too hard, creating a monthly prescription bill that will vary depending on your dog’s size and dosage needs. In the most severe instances of SAS, a balloon catheterization surgery to reduce the restriction is available, but not many vets are equipped to perform the procedure. The surgery cost begins at $5,000 and can climb depending on where you live. Pet insurance can’t stop heart problems in Doodles, but it can save you from an unexpected blow to your bank account.
  • Addison’s Disease Costs: Unfortunately, Addison’s Disease has no cure, and once diagnosed, Goldendoodles will need close vet monitoring and monthly prescriptions, which can be pills or injections. Doodle parents can expect treatment to cost anywhere from $50 to $500, depending on which medicines prove effective and their dosage requirements. Diagnosing Addison’s Disease in Goldendoodles might involve an ACTH stimulation, typically averaging only $150, but for many dogs, diagnosis occurs after an emergency crash. Urgent care costs for dogs can range from $500 for outpatient treatment to $2,000-$3,000 for hospitalizations. Emergency vet visits for an Addison’s Disease emergency can be an expressway to huge medical bills. These astronomical and unexpected vet bills can leave families facing financial catastrophe, but a quality pet insurance plan for your Goldendoodle can remove the money worries an emergency causes.
  • CCL Rupture Costs: Depending on the severity of your Goldendoodles knee problems, you could be looking at $5,000 for orthopedic surgery and post-care. If surgery isn’t necessary, the treatment for knee issues can still be expensive. Your dog may need medications to relieve pain at the cost of $20 – $50 monthly. The vet may also prescribe physical therapy to maintain quality of life, and each session averages $50. Knee problems often turn into a continuing condition, leaving vet bills to wear on your bank account. A pet insurance plan for your Goldendoodle can soften the expense of treating ligament tears.
  • Epilepsy Costs: Because epilepsy isn’t a cut-and-dry condition to diagnose, your vet might perform an entire batch of tests like bloodwork, a CT scan, or even an MRI, which can cost anywhere from $2,500 to $5,000 depending on where you live. Once a treatment plan has been established, prescription meds can cost $200 to $5,000 a year. And while your Doodle adjusts to their meds, you may be required to do blood tests every month before moving to a twice-yearly process. Between diagnosis, treatment, and vet maintenance, epilepsy is pretty pricey to treat. A pet insurance plan for your Goldendoodle will help maintain your finances by cutting test and prescription costs when dealing with this tricky but common health problem.

What Is Pet Health Insurance, And Why Do I Need It For My Goldendoodle?

Pet health insurance works very similarly to human health insurance. Your policy quote will range in monthly price, depending on your dog’s breed, age, and where you live. Typically, you’ll spend around $15-$66 per month as a pet parent.

Pet insurance is mainly about peace of mind, knowing you won’t be totally overwhelmed in case of an emergency. Enrolling even when your dog is young and healthy will ensure you have plenty of coverage when they need expensive medical care later. If you choose a plan more suited to your dog’s particular breed, you’ll be more prepared when something happens later on in their life.

Some plans cover accidents and illnesses, while others only cover accidents. Certain plans do cover breed-specific illnesses, and others do not. It all depends on what type of coverage you choose. With our free pet insurance comparison tool, you can get quotes from multiple insurance companies with no obligation to commit.

Whatever plan you choose, you’ll feel better knowing you can take care of your dog when they need you most. Plus, you won’t have to suddenly shell out thousands of dollars. Learn more about how pet insurance works here.

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