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Top 9 Pet Insurance Plans For Beagles (2024)

| Published on January 3, 2024
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How could you not adore a Beagle? These beautiful, affectionate dogs love people, and they’re great with both children and adults, making them popular family pets.

Unfortunately, the Beagle breed is predisposed to certain medical conditions. While these health issues can be expensive to treat, you may be able to cover the high costs if you invest in pet insurance for your dog early.

It’s easy to feel overwhelmed when it comes to choosing the right pet insurance plan for your beloved Beagle. This guide will help you select a plan that covers everything you want it to, so you can be there for your dog when they need you most.

Compare The Top 9 Pet Insurance Plans for Your Beagle Using our Free No-Obligation Quote Tool below

The simplest way to compare pet insurance prices is to use our tool below. The comparison tool will show you quotes from the top 9 pet insurance carriers, including Trupanion, Pets Best, Lemonade, ManyPets, FIGO, HealthyPaws, Prudent Pet, Spot, and Embrace pet insurance.

How Much Does Pet Insurance for a Beagle Cost?

Below are some sample pet insurance plans for a 1-year-old male Beagle using the zip code 75001 (Texas) as an example.

Ultimately, your plan’s premium will depend on several factors, including your dog’s age, size, and breed, as well as where you live. You also want to know what type of coverage your plan has and if it will help with Beagle-specific health problems. Let’s get more into those medical conditions and how much you can expect to pay to treat them.

Common Health Problems Associated With Beagles

Patellar Luxation in Beagles

The most common orthopedic condition for smaller dogs like Beagles, patellar luxation occurs when the knee is dislocated. Some affected dogs will have a minor limp, while others may become immobile. Untreated, patellar luxation can lead to arthritis later in your dog’s life.

Surgery may not be necessary depending on the degree of dislocation, but the condition can worsen if your dog continues to walk on its injured knee.

Epilepsy in Beagles

Epilepsy is a neurological (brain) disorder that results in ongoing seizures. Look out for twitching or convulsions in your dog. In some cases, they may collapse or lose consciousness. Another possibility is urination or defecation.

Treatment will depend on the underlying causes, but your dog will likely need medication for the rest of its life.

Hypothyroidism in Beagles

The thyroid gland regulates the body’s metabolism. Sometimes, the thyroid can become under-active, which is called “hypothyroidism.” It occurs when the immune system recognizes the dog’s thyroid as foreign and attacks it, slowing your dog’s metabolism.

Hypothyroidism could result in weight gain, lethargy, or changes in hair and skin condition in your Beagle.

Glaucoma in Beagles

A disease that affects your dog’s eyes, glaucoma is the inadequate drainage of aqueous fluid.  This leads to increased pressure in the eyes, which can ultimately cause damage to the optic nerve. Dogs can have either primary (inherited) or secondary glaucoma (caused by disease or injury.) Glaucoma is more common in the Beagle breed.

Glaucoma is extremely painful, and the disease progresses quickly, so it’s important to get your dog to the vet as soon as possible to reduce the discomfort and prevent complete blindness.

Typical Costs Of Treating Health Issues In Beagles and How Pet Insurance Can Help

If left untreated, many of the health conditions listed above can result in long-term consequences and even require surgery, which ultimately makes them more expensive to manage. Selecting a pet insurance plan suited for your Beagle’s particular needs might save you tons of money on medical costs.

Here are just some sample veterinary expenses for Beagles:

  • Patellar Luxation Costs: Treatment for patellar luxation depends on the “grade” of dislocation. If it’s Grade 2 and above, surgery may be needed to correct the issue. That orthopedic surgery could cost thousands of dollars.
  • Epilepsy Costs: Epilepsy treatments range based on the severity of the condition. It could involve a special diet, long-term or permanent medication, nerve stimulation, and even surgery to remove brain tumors. Ultimately, the goal of epilepsy treatment is to decrease the frequency, severity, and duration of the seizures. In simple cases, this treatment plan may cost you $200 to $500 per year. However, in severe cases, you could pay up to $15,000 in surgery costs.
  • Hypothyroidism Costs: Hypothyroidism isn’t curable, but it is treatable. You’ll need to administer thyroid replacement hormone for the remainder of your dog’s life, meaning monthly or bi-monthly purchases. Weight gain, however, can lead to other medical problems, which could cost a lot.
  • Glaucoma Costs: Reducing the pressure in your dog’s eyes as early as possible can prevent blindness. Treatment will depend on the level of pressure and the condition of the optic nerve. Medication can reduce pain, but your dog will likely need surgery. The average cost of treatment is $1,500. That cost will climb with follow-up visits and ongoing treatment.

Knowing the signs and symptoms of these conditions common in Beagles can help you catch them early, saving your dog and your money. When in doubt, take your pup to the vet to have them diagnosed.

What Is Pet Health Insurance And Why Do I Need It For My Beagle?

Pet health insurance works very similarly to human health insurance. Your policy quote will range in monthly price, depending on your dog’s breed, age, and where you live. Typically, you’ll spend around $15-$77 per month as a pet parent.

Pet insurance is mainly about peace of mind, knowing you won’t be totally overwhelmed in case of an emergency. Enrolling even when your dog is young and healthy will ensure you have plenty of coverage when they need expensive medical care later. If you choose a plan more suited to your dog’s particular breed, you’ll be more prepared when something happens later on in their life.


Some plans cover accidents and illnesses, while others only cover accidents. Certain plans do cover breed-specific illnesses, and others do not. It all depends on what type of coverage you choose. With our free pet insurance comparison tool, you can get quotes from multiple insurance companies with no obligation to commit.

Whatever plan you choose, you’ll feel better knowing you can take care of your dog when they need you most. Plus, you won’t have to suddenly shell out thousands of dollars. Learn more about how pet insurance works here.

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