Embrace vs. Pets Best Insurance: In-Depth Comparison [2022]

What’s The Difference Between Embrace & Pets Best Pet Insurance Plans?

Thank you for visiting our guide to comparing Embrace and Pets Best. Below you’ll find a comparison of plan rates, multi-pet discounts, wellness plans, coverage amounts, and more.

Remember that the easiest way to shop for pet insurance is using a tool such as this to compare pet insurance plans from all the major pet insurance companies at once. With this tool, you can compare rates from Embrace and Pets Best side by side, as well as other major pet insurers.

Embrace & Pets Best: A Complete Breakdown of Dog Insurance Plan Benefits

The comparison below will show you the pet insurance plan features of Embrace and Pets Best, as well as many of the other top pet insurance brands.

Company

Company

Pets Best

Lemonade

ManyPets

Trupanion

FIGO

HealthyPaws

Prudent Pet

Embrace

Wagmo

Annual Coverage

Annual Coverage

$5,000 or Unlimited

Up To $100,000

Unlimited

Unlimited

$5,000 or Unlimited

Unlimited

$10,000 or Unlimited

$5,000 - $30,000

Unlimited

Multi-pet Discount?

Multi-pet Discount?

Yes

Yes

No

No

Yes

No

Yes

Yes

No

What They Do Best

What They Do Best

Best for plan customization

Great pricing for puppies & kittens

$0 copay option. No fees for paying monthly.

Best for paying claims to veterinarian direct

Short waiting periods

Best for paying claims fast

Best Trustpilot reviews

Best plan for superior benefits

Fast claims. Wellness plan available.

iHeartDogs Customer Rating ⭐⭐⭐⭐⭐

iHeartDogs Customer Rating ⭐⭐⭐⭐⭐

4.3 / 5

4.6 / 5

4.7 / 5

4.5 / 5

4.1 / 5

4.4 / 5

4.5 / 5

4.5 / 5

4.1 / 5

Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)

Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)

Yes

Yes

Yes

No

No

No

No

Yes

Yes

Example Quote for 1 Year Old 30 lb Mixed Breed

Example Quote for 1 Year Old 30 lb Mixed Breed

$35.81 per month

$20.00 per month

$30.00 per month

$68.25 per month

$69.30 per month

$26.25 per month

$73.46 per month

$42.35 per month

$15.00

Reimbursement Amount

Reimbursement Amount

90%, 80%, or 70%

90%, 80%, or 70%

90%, 80%, or 70%

90%

100%, 90%, 80%, or 70%

90%, 80%, 70%, 60%, or 50%

90%, 80%, or 70%

90%, 80%, or 70%

100% or 90%

Annual Deductible

Annual Deductible

$50, $100, $200, $250, $500, or $1,000

$100, $250, or $500

$100, $250, or $500

$0 to $1,000

$100, $250, $500, or $750

$100, $250, $500, $750, or $1,000

$100, $250, $500, or $1,000

$200, $300, $500, $750, or $1,000

$250, $500, or $1,000

Get Quote

Get Quote

Get Quote

Get Quote

Get Quote

Get Quote

Get Quote

Get Quote

Get Quote

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Free Side by Side Quote Comparison Between Embrace and Pets Best

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Common Questions About Embrace Vs. Pets Best

Coverage Amounts: Embrace Vs. Pets Best

Embrace’s coverage ranges from $5,000 – $30,000, depending on your plan and premium. Pets Best’s coverage amounts are either $5,000 or unlimited. Unlimited coverage is great, but it will cost you more per month, and you may not need that much coverage if your dog is still young and healthy.

Multi-Pet Discounts: Embrace Vs. Pets Best

Both Embrace and Pets Best offer a multi-pet discount, making either a good option for multi-pet parents looking to save.

What are the Reimbursement Amounts for Embrace Vs. Pets Best?

Both Embrace and Pets Best offer reimbursement options of 90%, 80%, or 70%. The higher your reimbursement, the higher your premium will be. 

What is the Annual Deductible for Embrace Vs. Pets Best?

With Pets Best, you have several options: $50, $100, $200, $250, $500, or a $1,000 deductible. Embrace offers deductibles of $200, $300, $500, $750, or $1,000. The higher the deductible, the lower your premium will be.

Does Embrace or Pets Best Offer a Wellness Plan for Preventative Care?

Both Embrace and Pets Best have Wellness Plan options. This means you invest in preventative care, like annual exams, but the plan wouldn’t cover accidents or emergencies.

Who is Cheaper: Embrace or Pets Best?

In most cases, we found Pets Best offers a slightly more affordable price. In our example quote, Pets Best beat out Embrace for a 1-year-old 30 lb mixed breed dog based on Texas zip code 75001. However, keep in mind that your location, dog’s age, breed, gender, and other factors significantly affect your pricing. The best way to know whether Embrace or Pets Best is cheaper is to run a comparison quote here.

The Bottom Line: Who is Better, Embrace or Pets Best?

It’s a tough call between Embrace and Pets Best, who offer competitive benefits. Overall, we give an edge to Pets Best for more affordable pricing, an unlimited coverage option, and the added benefits of multi-pet discounts and wellness plan options. Both companies are very reputable and popular with iHeartDogs readers, with Embrace receiving 4.5 out of 5 stars and Pets Best receiving 4.3 out of 5 stars.

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