Pets Best vs. FIGO Pet Insurance: In-Depth Comparison

What’s The Difference Between Pets Best & FIGO Pet Insurance Plans?

Thank you for visiting our guide to comparing FIGO and Pets Best. Below you’ll find a comparison of plan rates, multi-pet discounts, wellness plans, coverage amounts, and more.

Remember that the easiest way to shop for pet insurance is using a tool such as this to compare pet insurance plans from all the major pet insurance companies at once. With this tool, you can compare rates from Pets Best and FIGO side by side, as well as other major pet insurers.

Pets Best & FIGO: A Complete Breakdown of Dog Insurance Plan Benefits

The comparison below will show you the pet insurance plan features of Pets Best and FIGO, as well as many of the other top pet insurance brands.

Company

Company

Pets Best

Lemonade

ManyPets

Trupanion

FIGO

HealthyPaws

Prudent Pet

Embrace

Wagmo

Annual Coverage

Annual Coverage

$5,000 or Unlimited

Up To $100,000

Unlimited

Unlimited

$5,000 or Unlimited

Unlimited

$10,000 or Unlimited

$5,000 - $30,000

Unlimited

Multi-pet Discount?

Multi-pet Discount?

Yes

Yes

No

No

Yes

No

Yes

Yes

No

What They Do Best

What They Do Best

Best for plan customization

Great pricing for puppies & kittens

$0 copay option. No fees for paying monthly.

Best for paying claims to veterinarian direct

Short waiting periods

Best for paying claims fast

Best Trustpilot reviews

Best plan for superior benefits

Fast claims. Wellness plan available.

iHeartDogs Customer Rating ⭐⭐⭐⭐⭐

iHeartDogs Customer Rating ⭐⭐⭐⭐⭐

4.3 / 5

4.6 / 5

4.7 / 5

4.5 / 5

4.1 / 5

4.4 / 5

4.5 / 5

4.5 / 5

4.1 / 5

Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)

Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)

Yes

Yes

Yes

No

No

No

No

Yes

Yes

Example Quote for 1 Year Old 30 lb Mixed Breed

Example Quote for 1 Year Old 30 lb Mixed Breed

$35.81 per month

$20.00 per month

$30.00 per month

$68.25 per month

$69.30 per month

$26.25 per month

$73.46 per month

$42.35 per month

$15.00

Reimbursement Amount

Reimbursement Amount

90%, 80%, or 70%

90%, 80%, or 70%

90%, 80%, or 70%

90%

100%, 90%, 80%, or 70%

90%, 80%, 70%, 60%, or 50%

90%, 80%, or 70%

90%, 80%, or 70%

100% or 90%

Annual Deductible

Annual Deductible

$50, $100, $200, $250, $500, or $1,000

$100, $250, or $500

$100, $250, or $500

$0 to $1,000

$100, $250, $500, or $750

$100, $250, $500, $750, or $1,000

$100, $250, $500, or $1,000

$200, $300, $500, $750, or $1,000

$250, $500, or $1,000

Get Quote

Get Quote

Get Quote

Get Quote

Get Quote

Get Quote

Get Quote

Get Quote

Get Quote

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Free Side by Side Quote Comparison Between FIGO and Pets Best

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Common Questions About Pets Best Vs. FIGO

Coverage Amounts: Pets Best vs. FIGO

Both Pets Best and FIGO allow you to choose plans with unlimited coverage or a $5,000 cap. Of course, unlimited coverage provides the ultimate financial protection, but a plan with a coverage cap will save you money on your monthly premium.

Multi-Pet Discounts: Pets Best vs. FIGO

FIGO and Pets Best are alike in the fact they both offer a multi-pet discount, so you can cover the entire furry family and only pay one monthly premium. This discount for multiple pets means simplification when seeking insurance for all your dogs and cats.

What are the Reimbursement Amounts for FIGO vs. Pets Best?

Pets Best’s reimbursement options are 90%, 80%, or 70%. FIGO offers an extra choice with 100%, 90%, 80%, or 70% reimbursement options. And here’s something to remember, the higher your reimbursement amount, the higher your premium.

What is the Annual Deductible for FIGO vs. Pets Best?

FIGO’s deductible options are $100, $250, $500, or $750. Pets Best offers a wider range of choices with options of  $50, $100, $200, $250, $500, or $1,000. Another thought to keep in mind when choosing coverage—the higher the deductible, the lower your premium will be.

Does Pets Best or FIGO Offer a Wellness Plan for Preventative Care?

Pets Best does offer a wellness option for preventative care like annual exams, dental screenings, and vaccines. At this time, FIGO does not, but even without it, having pet insurance will help save you big when illness or injury strikes.

Who is Cheaper: Pets Best or FIGO?

When comparing both companies’ quotes for plans that include unlimited coverage and plans with an annual cap, Pets Best comes in with a lower monthly premium for both options. For our example quote, we compared FIGO and Pets Best prices based on a 1-year-old 30lb. mixed-breed dog living in Texas zip code 75001. However, keep in mind that your location, dog’s age, breed, gender, and other factors significantly affect your pricing. The best way to know whether Pets Best or FIGO is cheaper is to run a comparison quote here.

The Bottom Line: Who is Better, Pets Best or FIGO?

Pet’s Best and FIGO offer such comparable options, choosing a winner is tough. But in this comparison, we give the edge to Pet’s Best thanks to their lower prices and wellness plan options. FIGO has its perks, too, namely the option to choose between unlimited annual coverage and a coverage cap that allows for lower premiums. Both companies are very reputable and popular with iHeartDogs readers, with FIGO receiving 4.2 out of 5 stars and Pets Best receiving 4.3 out of 5 stars.

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Compare FIGO and Pets Best Pricing and Benefits Below