Lemonade vs. Pets Best Insurance: In-Depth Comparison [2022]

Comparing Pets Best and Trupanion Pet Insurance Plans

What’s The Difference Between Lemonade & Pets Best Pet Insurance Plans?

Thank you for visiting our guide to comparing Lemonade and Pets Best pet insurance plans. Below you’ll find a comparison of plan rates, multi-pet discounts, wellness plans, coverage amounts, and more.

Remember that the easiest way to shop for pet insurance is using a tool such as this to compare pet insurance plans from all the major pet insurance companies at once. With this tool, you can compare rates from Lemonade and Pets Best side by side, as well as other major pet insurers.

Lemonade & Pets Best: A Complete Breakdown of Dog Insurance Plan Benefits

The comparison below will show you the pet insurance plan features of Lemonade and Pets Best, as well as many of the other top pet insurance brands.

Pets Best
Lemonade
ManyPets
Trupanion
FIGO
HealthyPaws
Prudent Pet
Embrace
Wagmo
Company
Company
Pets Best
Lemonade
ManyPets
Trupanion
FIGO
HealthyPaws
Prudent Pet
Embrace
Wagmo
Annual Coverage
Annual Coverage
$5,000 or Unlimited
Up To $100,000
Unlimited
Unlimited
$5,000 or Unlimited
Unlimited
$10,000 or Unlimited
$5,000 - $30,000
Unlimited
Multi-pet Discount?
Multi-pet Discount?
Yes
Yes
No
No
Yes
No
Yes
Yes
No
What They Do Best
What They Do Best
Best for plan customization
Great pricing for puppies & kittens
$0 copay option. No fees for paying monthly.
Best for paying claims to veterinarian direct
Short waiting periods
Best for paying claims fast
Best Trustpilot reviews
Best plan for superior benefits
Fast claims. Wellness plan available.
iHeartDogs Customer Rating ⭐⭐⭐⭐⭐
iHeartDogs Customer Rating ⭐⭐⭐⭐⭐
4.3 / 5
4.6 / 5
4.7 / 5
4.5 / 5
4.1 / 5
4.4 / 5
4.5 / 5
4.5 / 5
4.1 / 5
Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)
Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)
Yes
Yes
Yes
No
No
No
No
Yes
Yes
Example Quote for 1 Year Old 30 lb Mixed Breed
Example Quote for 1 Year Old 30 lb Mixed Breed
$35.81 per month
$20.00 per month
$30.00 per month
$68.25 per month
$69.30 per month
$26.25 per month
$73.46 per month
$42.35 per month
$15.00
Reimbursement Amount
Reimbursement Amount
90%, 80%, or 70%
90%, 80%, or 70%
90%, 80%, or 70%
90%
100%, 90%, 80%, or 70%
90%, 80%, 70%, 60%, or 50%
90%, 80%, or 70%
90%, 80%, or 70%
100% or 90%
Annual Deductible
Annual Deductible
$50, $100, $200, $250, $500, or $1,000
$100, $250, or $500
$100, $250, or $500
$0 to $1,000
$100, $250, $500, or $750
$100, $250, $500, $750, or $1,000
$100, $250, $500, or $1,000
$200, $300, $500, $750, or $1,000
$250, $500, or $1,000
iHeartDogs is reader-supported. When you buy via links on our site, we may earn an affiliate commission at no extra cost to you.

Free Side by Side Quote Comparison Between Lemonade and Pets Best

Fill out the form below to receive your no-obligation quote comparison between Lemonade and Pets Best.

Common Questions About Lemonade Vs. Pets Best

Coverage Amounts: Lemonade Vs. Pets Best

Lemonade’s annual coverage maxes out at $100,000 depending on your plan, while Pets Best’s coverage could either max out at $5,000 or be unlimited. Unlimited coverage sounds better, but it requires higher premiums, and $100,000 can cover many expensive surgeries and treatments, especially within a one-year period. Of course, it depends on the reason for your visit, but $5,000 should also be enough to cover many veterinary procedures.

Multi-Pet Discounts: Lemonade Vs. Pets Best

Both Lemonade and Pets Best offer a discount for multiple pets, making either’s insurance plans a good choice for multi-pet parents looking to save.

What are the Reimbursement Amounts for Lemonade Vs. Pets Best?

When it comes to reimbursement options, both Lemonade and Pets Best offer either 90%, 80%, or 70%. The higher your reimbursement percentage, the higher your premium will be. 

What is the Annual Deductible for Lemonade Vs. Pets Best?

Lemonade has a few deductible options: $100, $250, or $500. Pets Best offers a few more deductibles, including $50, $100, $200, $250, $500, and $1,000. The higher the deductible, the lower your premium will be.

Does Lemonade or Pets Best Offer a Wellness Plan for Preventative Care?

Both Lemonade and Pets Best have Wellness Plan options available. This means you invest in preventative care like annual exams and teeth cleanings, but the plan wouldn’t cover accidents or emergencies.

Who is Cheaper: Lemonade or Pets Best?

In most cases, we found Lemonade to offer a more affordable price. In our example quote, Lemonade beat out Pets Best for a 1-year-old 30 lb mixed breed dog based on Texas zip code 75001. However, keep in mind that your location, dog’s age, breed, gender, and other factors significantly affect your pricing. The best way to know whether Lemonade or Pets Best is cheaper is to run a comparison quote here.

The Bottom Line: Who is Better, Lemonade or Pets Best?

It’s tough to say, given how competitive these two pet insurance companies are with one another. Overall, we give a slight edge to Lemonade for their more affordable pricing, their coverage amounts sufficient for most emergencies, and their rating amongst iHeartDogs customers. Both companies are very reputable and popular with iHeartDogs readers, with Lemonade receiving 4.6 out of 5 stars and Pets Best receiving 4.3 out of 5 stars.

Run a No Obligation Comparison Quote Between Lemonade and Pets Best

[4] Lemonade Pet Insurance Customer Reviews (2022)

iHeartDogs created surveyed our readers in 2022 about their experience with Lemonade and other major pet insurance providers.

Overall Lemonade Pet Insurance received a 4.5 out of 5 rating:

⭐⭐⭐⭐⭐ - Very fast response - Lemonade review by James, Ashburn

⭐⭐⭐⭐ - Pretty simple site and easy to use. Customer service was fast last time I had a question - Lemonade review by JT, Moreno Valley

⭐⭐⭐⭐ - Haven't had to make claim yet, but getting signed up was super fast and easy. Heard from a couple friends who used them and were happy - Lemonade review by Justin, Riverside

⭐⭐⭐⭐⭐ - Love that they also offer renter insurance, life insurance, car insurance, etc. Seems like a modern company, very easy to use - Lemonade review by Jennifer, Richmond

[12] Pets Best Insurance Customer Reviews (2022)

iHeartDogs created surveyed our readers in 2022 about their experience with Pets Best and major pet insurance providers.

Overall Pets Best received a 4.3 out of 5 rating:

⭐⭐⭐⭐⭐ - Very good price, covers everything I need, and no hidden fees. - Pets Best Review by Tim in Broken Arrow

⭐⭐⭐ - They find any excuse not to cover my pets. And very slow claims processing - Pets Best Review Tracey in Queens

⭐⭐⭐⭐⭐ - There have been no surprises or games played on my claims. - Pets Best Review by Marc in North Hampton

⭐⭐⭐⭐⭐ - The only issue I would say I have is that since COVID reared it's ugly head the claims process takes a long time now, it wasn't that way before that. - Pets Best Review by Meri in Yerington

⭐ - The coverage is terrible and I will be returning to Embrace. - Pets Best Review by Alice in Natchez

⭐⭐⭐⭐⭐ - Prompt claims processing - Pets Best Review by Michelle in Newark

⭐⭐⭐⭐⭐ - One deductible per year, not per incident. Pays claims in a timely manner. - Pets Best Review by Lynne, Unknown

⭐⭐⭐⭐⭐ - Never had any problems with claims. - Pets Best Review by Jim in Chicago

⭐⭐⭐⭐ - Fast payment for my wellness claims. But slow payment for my accident claim. I will say that the people I talk to on the phone were very nice and gave me an explanation. But I hope they will work to improve this problem. - Pets Best Review by Unknown in Anchorage

⭐⭐⭐⭐⭐ - Cover what they say they will, reasonably priced, good coverage - AB, Epsom

⭐⭐⭐⭐⭐ - Claims are easy to submit online. Processing is quick. Explanations of benefits are easy to understand. Claims are processed fairly and payment is made directly to your bank account. - Harold, Unknown

⭐⭐⭐⭐ - great Choice of coverage

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