Best Pet Insurance in Spokane (2022 Reviews)

If you’re searching for pet health insurance in Spokane, you might be overwhelmed with options. How much will pet insurance cost? What is and is not covered? What about pre-existing conditions? Is pet health insurance legally mandated in Spokane?

In this simple guide, we’ll explore the best pet insurance option for Spokane residents and explore the most frequently asked questions.

The Best Spokane Pet Insurance Companies Reviewed (2022)

The following brands offer pet insurance plans for residents in Spokane, Washington. You can view and compare all the carriers by scrolling from left to right.

Company

Company

Pets Best

Lemonade

ManyPets

Trupanion

FIGO

HealthyPaws

Prudent Pet

Embrace

Wagmo

Annual Coverage

Annual Coverage

$5,000 or Unlimited

Up To $100,000

Unlimited

Unlimited

$5,000 or Unlimited

Unlimited

$10,000 or Unlimited

$5,000 - $30,000

Unlimited

Multi-pet Discount?

Multi-pet Discount?

Yes

Yes

No

No

Yes

No

Yes

Yes

No

What They Do Best

What They Do Best

Best for plan customization

Great pricing for puppies & kittens

$0 copay option. No fees for paying monthly.

Best for paying claims to veterinarian direct

Short waiting periods

Best for paying claims fast

Best Trustpilot reviews

Best plan for superior benefits

Fast claims. Wellness plan available.

iHeartDogs Customer Rating ⭐⭐⭐⭐⭐

iHeartDogs Customer Rating ⭐⭐⭐⭐⭐

4.3 / 5

4.6 / 5

4.7 / 5

4.5 / 5

4.1 / 5

4.4 / 5

4.5 / 5

4.5 / 5

4.1 / 5

Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)

Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)

Yes

Yes

Yes

No

No

No

No

Yes

Yes

Example Quote for 1 Year Old 30 lb Mixed Breed

Example Quote for 1 Year Old 30 lb Mixed Breed

$35.81 per month

$20.00 per month

$30.00 per month

$68.25 per month

$69.30 per month

$26.25 per month

$73.46 per month

$42.35 per month

$15.00

Reimbursement Amount

Reimbursement Amount

90%, 80%, or 70%

90%, 80%, or 70%

90%, 80%, or 70%

90%

100%, 90%, 80%, or 70%

90%, 80%, 70%, 60%, or 50%

90%, 80%, or 70%

90%, 80%, or 70%

100% or 90%

Annual Deductible

Annual Deductible

$50, $100, $200, $250, $500, or $1,000

$100, $250, or $500

$100, $250, or $500

$0 to $1,000

$100, $250, $500, or $750

$100, $250, $500, $750, or $1,000

$100, $250, $500, or $1,000

$200, $300, $500, $750, or $1,000

$250, $500, or $1,000

Get Quote

Get Quote

Get Quote

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How Much Does Pet Health Insurance Cost in Spokane, Washington?

The price of Texas pet insurance for a 3 year old mixed breed dog living in Spokane zip code 99201 ranges from $10.00 to $87.33, depending on which Spokane pet insurance provider you choose.

The cost of pet insurance can vary significantly by city & state. In addition, your pup’s age and breed also affect the monthly insurance premium. To receive the most accurate and up to date information for your dog based on your Spokane zip code, enter your information to receive a quote in seconds below.

Is Pet Insurance Required by Law in Spokane?

Pet health insurance is not required by law, however many experts and veterinarians recommend that if you do not have a substantial pet emergency savings account (in the $3,000 to $8,000 range), you probably need to invest is pet insurance. Unfortunately in recent years, the costs of veterinary care (especially emergency vets) has skyrocketed. A single pet health emergency can send you into debt at a high interest rate, or force you into a terrible situation in which you may be unable to pay for your pet’s emergency care. Sadly, in many situations like this owners are forced to consider euthanasia.

What’s The Best Pet Insurance for Spokane Residents?

Pet insurance premiums vary significantly based on your dog’s location, breed, and age. There is no single “best” company as there are many options to consider, including copays, deductibles, waiting periods, and annual coverage limits. Some pet insurers focus more on younger pets with more inexpensive premiums, while others offer coverage to a wider age group, but at a higher cost. The best way to find which Spokane pet insurance option is best for you is to use a pet insurance comparison engines such as this tool.

Dog Ownership in Spokane – Is Purchasing Pet Insurance Wise if You’re a Spokane Resident?

Currently, the city of Spokane has a fast growing population of 228,989, many of which are dog owners. The most popular dog breeds in Spokane are currently:

1. Labrador Retriever

2. German Shepherd

3. Golden Retriever

4. French Bulldog

5. Poodle

Many of these dog breeds suffer from hereditary health conditions, including hip or joint problems such as arthritis or dysplasia, eye problems, seizures, and canine allergies. For this reason, pet insurance may be a wise investment if you live in or near Spokane.

Frequently Used Pet Insurance Terms to Understand When Purchasing Pet Insurance in Spokane:

• Annual or monthly premiums:  This is the monthly cost you pay to an insurer for coverage.
• Deductibles:  Your deductible is the amount you pay for pet insurance before your plan starts to pay for eligible expenses. Deductibles can be anywhere from $0 to $1,000 or more. The higher your deductible, the lower your monthly premium.  
• Reimbursement Amount: Typically pet insurance plans pay anywhere from 70-100% of the cost of your pet’s veterinary care.  In the above chart, you can see the different options available by each insurer. The reimbursement amount will also affect your monthly premium.

The Simplest Way to Compare Quotes from Spokane Pet Insurers

Our top advice for shopping for pet insurance is never just get one or two quotes. There are large differences in premiums and features between each carrier. Simply by filling out the form below, and you can review quotes from all the major pet insurers at once with no obligation.