Embrace vs. ManyPets Pet Insurance: In-Depth Comparison [2022]

What’s The Difference Between Embrace & ManyPets Pet Insurance Plans?

Thank you for visiting our guide to comparing Embrace and ManyPets. Below you’ll find a comparison of Embrace vs. ManyPets insurance plan rates, multi-pet discounts, wellness plans, coverage amounts, and more.

Remember that the easiest way to shop for pet insurance is using a tool such as this to compare pet insurance plans from all the major pet insurance companies at once. With this tool, you can compare rates from Embrace and ManyPets side by side, as well as other major pet insurers.

Embrace & ManyPets: A Complete Breakdown of Dog Insurance Plan Benefits 

The comparison chart below will show you the pet insurance plan features of Embrace and ManyPets, as well as many of the other top pet insurance brands.

Company

Company

Pets Best

Lemonade

ManyPets

Trupanion

FIGO

HealthyPaws

Prudent Pet

Embrace

Wagmo

Annual Coverage

Annual Coverage

$5,000 or Unlimited

Up To $100,000

Unlimited

Unlimited

$5,000 or Unlimited

Unlimited

$10,000 or Unlimited

$5,000 - $30,000

Unlimited

Multi-pet Discount?

Multi-pet Discount?

Yes

Yes

No

No

Yes

No

Yes

Yes

No

What They Do Best

What They Do Best

Best for plan customization

Great pricing for puppies & kittens

$0 copay option. No fees for paying monthly.

Best for paying claims to veterinarian direct

Short waiting periods

Best for paying claims fast

Best Trustpilot reviews

Best plan for superior benefits

Fast claims. Wellness plan available.

iHeartDogs Customer Rating ⭐⭐⭐⭐⭐

iHeartDogs Customer Rating ⭐⭐⭐⭐⭐

4.3 / 5

4.6 / 5

4.7 / 5

4.5 / 5

4.1 / 5

4.4 / 5

4.5 / 5

4.5 / 5

4.1 / 5

Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)

Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)

Yes

Yes

Yes

No

No

No

No

Yes

Yes

Example Quote for 1 Year Old 30 lb Mixed Breed

Example Quote for 1 Year Old 30 lb Mixed Breed

$35.81 per month

$20.00 per month

$30.00 per month

$68.25 per month

$69.30 per month

$26.25 per month

$73.46 per month

$42.35 per month

$15.00

Reimbursement Amount

Reimbursement Amount

90%, 80%, or 70%

90%, 80%, or 70%

90%, 80%, or 70%

90%

100%, 90%, 80%, or 70%

90%, 80%, 70%, 60%, or 50%

90%, 80%, or 70%

90%, 80%, or 70%

100% or 90%

Annual Deductible

Annual Deductible

$50, $100, $200, $250, $500, or $1,000

$100, $250, or $500

$100, $250, or $500

$0 to $1,000

$100, $250, $500, or $750

$100, $250, $500, $750, or $1,000

$100, $250, $500, or $1,000

$200, $300, $500, $750, or $1,000

$250, $500, or $1,000

Get Quote

Get Quote

Get Quote

Get Quote

Get Quote

Get Quote

Get Quote

Get Quote

Get Quote

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Free Side-by-Side Quote Comparison Between Embrace and ManyPets

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Common Questions About Embrace Vs. ManyPets

Coverage Amounts: Embrace vs. ManyPets

ManyPets offers unlimited coverage with their plans, while Embrace’s coverage ranges from $5,000 to $30,000 max. While unlimited coverage surely sounds better, $5 to $30k would cover most emergency treatments or surgeries within a one-year period.

Multi-Pet Discounts: Embrace vs. ManyPets

Embrace does offer a discount for insuring multiple pets, while ManyPets does not currently offer one. This is one key difference in the Embrace vs. ManyPets insurance comparison. If you have multiple dogs, it’s something to consider.

What are the Reimbursement Amounts for Embrace vs. ManyPets?

Both of these insurers offer similar reimbursement options. Embrace and ManyPets will either reimburse you for 90%, 80%, or 70%. Remember: the higher your reimbursement percentage, the higher your premium will be. 

What is the Annual Deductible for Embrace vs. ManyPets?

Embrace’s deductible options range from$200, $300, $500, $750, or $1,000. With ManyPets, your deductible will be either $100, $250, or $500. Note that the higher the deductible, the lower your premium will be. 

Does Embrace or ManyPets Offer a Wellness Plan for Preventative Care?

Once again, both Embrace and ManyPets offer a wellness option (not that that makes your choice easier.) This includes things like preventative care, vaccines, and dental. Wellness options won’t cover emergencies or accidents.

Who is Cheaper: Embrace or ManyPets?

In most cases, we found ManyPets to offer a more affordable price. For our example quote, ManyPets beat out Embrace for a 1-year-old 30 lb mixed breed dog based on Texas zip code 75001. However, keep in mind that your location, dog’s age, breed, gender, and other factors significantly affect your pricing. The best way to know whether Embrace or ManyPets is cheaper is to run a comparison quote here.

The Bottom Line: Who is Better, Embrace or ManyPets?

It’s a tough call between these two pet insurance companies. Overall, in the Embrace vs. ManyPets insurance comparison, we give just a slight edge to ManyPets for their more affordable monthly pricing and their $0 copay option. Both companies are very reputable and popular with iHeartDogs readers, with Embrace receiving 4.5 out of 5 stars and ManyPets receiving 4.7 out of 5 stars.

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