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Best Pet Insurance in Austin (2022 Reviews)

By: Tarit Das
Tarit is a Special Projects Coordinator at iHeartDogs.com, iHeartCats.com, and The Hero Company. He likes pets for their honesty and loyalty and believes they have no match. They are one of the most selfless creatures and just love to be around their owners.Read more
| April 1, 2022

Austin Pet Insurance

Looking for pet insurance in Austin? In this review, we’ll cover questions such as: How much will Austin pet insurance cost? What is and isn’t covered? Is pet health insurance legally required in Austin? We’ll also address many of the questions Austin residents may have when first considering pet insurance for their dog or cat.

Best Austin Pet Insurance Companies (2022)

Each of the following pet insurance carriers offer coverage in Austin, TX. Compare rates, features, and benefits in the chart below. You can scroll to the left or right. 

Pets Best
Lemonade
ManyPets
Trupanion
FIGO
HealthyPaws
Prudent Pet
Embrace
Wagmo
Company
Company
Pets Best
Lemonade
ManyPets
Trupanion
FIGO
HealthyPaws
Prudent Pet
Embrace
Wagmo
Annual Coverage
Annual Coverage
$5,000 or Unlimited
Up To $100,000
Unlimited
Unlimited
$5,000 or Unlimited
Unlimited
$10,000 or Unlimited
$5,000 - $30,000
Unlimited
Multi-pet Discount?
Multi-pet Discount?
Yes
Yes
No
No
Yes
No
Yes
Yes
No
What They Do Best
What They Do Best
Best for plan customization
Great pricing for puppies & kittens
$0 copay option. No fees for paying monthly.
Best for paying claims to veterinarian direct
Short waiting periods
Best for paying claims fast
Best Trustpilot reviews
Best plan for superior benefits
Fast claims. Wellness plan available.
iHeartDogs Customer Rating ⭐⭐⭐⭐⭐
iHeartDogs Customer Rating ⭐⭐⭐⭐⭐
4.3 / 5
4.6 / 5
4.7 / 5
4.5 / 5
4.1 / 5
4.4 / 5
4.5 / 5
4.5 / 5
4.1 / 5
Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)
Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)
Yes
Yes
Yes
No
No
No
No
Yes
Yes
Example Quote for 1 Year Old 30 lb Mixed Breed
Example Quote for 1 Year Old 30 lb Mixed Breed
$35.81 per month
$20.00 per month
$30.00 per month
$68.25 per month
$69.30 per month
$26.25 per month
$73.46 per month
$42.35 per month
$15.00
Reimbursement Amount
Reimbursement Amount
90%, 80%, or 70%
90%, 80%, or 70%
90%, 80%, or 70%
90%
100%, 90%, 80%, or 70%
90%, 80%, 70%, 60%, or 50%
90%, 80%, or 70%
90%, 80%, or 70%
100% or 90%
Annual Deductible
Annual Deductible
$50, $100, $200, $250, $500, or $1,000
$100, $250, or $500
$100, $250, or $500
$0 to $1,000
$100, $250, $500, or $750
$100, $250, $500, $750, or $1,000
$100, $250, $500, or $1,000
$200, $300, $500, $750, or $1,000
$250, $500, or $1,000

How Much is Pet Insurance Cost in Austin, TX?

The cost of Austin pet insurance for a 3 year old mixed breed dog based in Austin zip code 73301 ranges from $10.00 to $54.04, depending on which Austin pet insurance carrier you choose.

The cost of pet insurance does vary by city and state. In addition your dog’s age and breed also significantly affect the price. To receive the most accurate information for your dog based on your Austin zip code, enter your information to receive a quote in seconds below.

Is Pet Health Insurance Required by Law in Austin, Texas?

Pet health insurance is not required by law, however experts recommend that if you do not have a substantial pet emergency savings account (in the $5,000-10,000 range), you probably need to invest is pet insurance protection. In recent years, the costs of veterinary care (especially emergency vets) has skyrocketed. A single pet health emergency can send you into debt, or force you into a terrible situation in which you may be unable to pay for your dog’s emergency care.

Which Pet Insurance Company is Best for Austin Residents?

Pet insurance pricing changes frequently based on your dog’s location, breed, and age. There is no single “best” company as there are many options to consider, including deductibles, copays, waiting periods, and annual coverage amounts. The best way to find which Austin pet insurance option is best for you is to use a pet insurance comparison engines such as this.

Dog Ownership in Austin – Does Pet Insurance Make Sense?

Currently, Austin has a fast growing population of 961,855, many of which are passionate dog parents. The top dog breeds in Austin are currently reported as:

1. Labrador Retriever

2. Yorkshire Terrier

3. Shih Tzu

4. Golden Retriever

5. Chihuahua

6. Shiba Inu

7. English Bulldog

8. Miniature Schnauzer

9. Boxer

Many of these dog breeds suffer from hereditary conditions, including joint problems, eye problems, and canine allergies. For this reason, pet insurance may be a good investment if you live in Austin.

Pet Insurance Carrier Comparisons

Breed Pet Insurance

Pet Insurance by City

Pet Insurance by State

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