What’s The Difference Between FIGO & Prudent Pet Pet Insurance Plans?
Thank you for visiting our guide to comparing FIGO and Prudent Pet. Below you’ll find a comparison of FIGO vs. Prudent Pet insurance plan rates, multi-pet discounts, wellness plans, coverage amounts, and more.
Remember that the easiest way to shop for pet insurance is using a tool such as this to compare pet insurance plans from all the major pet insurance companies at once. With this tool, you can compare rates from FIGO and Prudent Pet side by side, as well as other major pet insurers.
FIGO & Prudent Pet: A Complete Breakdown of Dog Insurance Plan Benefits
The comparison chart below will show you the pet insurance plan features of FIGO and Prudent Pet, as well as many of the other top pet insurance brands.
iHeartDogs is reader-supported. When you buy via links on our site, we may earn an affiliate commission at no extra cost to you.
Free Side-by-Side Quote Comparison Between FIGO and Prudent Pet
Fill out the form below to receive your no-obligation quote comparison between FIGO and Prudent Pet.
Common Questions About FIGO Vs. Prudent Pet
Coverage Amounts: FIGO Vs. Prudent Pet
Prudent Pet’s coverage either maxes out at $10,000 or is unlimited, and FIGO’s coverage either maxes out at $5,000 or is unlimited. Unlimited coverage sounds better, but it requires higher premiums. A $5,000 coverage may be preferable for younger, healthier dogs or routine, non-invasive treatments. $10,000 will cover most emergency procedures.
Multi-Pet Discounts: FIGO Vs. Prudent Pet
Both FIGO and Prudent Pet offer a discount for multiple pets, making either insurance a good choice for multi-pet parents looking to save. You may as well use the same company for all your animals, and this pet insurance plan feature lets you do that.
What are the Reimbursement Amounts for FIGO Vs. Prudent Pet?
Both of these insurers offer similar reimbursement options, with a slight difference. Prudent Pet will reimburse you for either 90%, 80%, or 70%. FIGO’s reimbursement options are 100%, 90%, 80%, or 70%. Remember: the higher your reimbursement percentage, the higher your premium will be.
What is the Annual Deductible for FIGO Vs. Prudent Pet?
With Prudent Pet’s insurance, your deductible will be either $100, $250, $500, or $1,000. FIGO’s deductible options are similar, including $100, $250, $500, or $750. Note that the higher the deductible, the lower your premium will be.
Does FIGO or Prudent Pet Offer a Wellness Plan for Preventative Care?
This category of comparison is pretty irrelevant, as neither FIGO nor Prudent Pet currently offers a wellness option. This would include things like crucial preventative care, vaccines, and dental, but wellness plans won’t cover emergencies, accidents, or pre-existing conditions.
Who is Cheaper: FIGO or Prudent Pet?
We found FIGO to offer just a slightly more affordable price in most cases. For our example quote, FIGO beat out Prudent Pet for a 1-year-old 30 lb mixed breed dog based on Texas zip code 75001. However, keep in mind that your location, dog’s age, breed, gender, and other factors significantly affect your pricing. The best way to know whether FIGO or Prudent Pet is cheaper is to run a comparison quote here.
The Bottom Line: Who is Better, FIGO or Prudent Pet?
It’s a tough call between these two competitive pet insurance companies. Overall, in the FIGO vs. Prudent Pet insurance comparison, we give an edge to FIGO for their more affordable monthly pricing and similar coverage with more possibility of total reimbursement. Both companies are very reputable and popular with iHeartDogs readers, with FIGO receiving 4.2 out of 5 stars and Prudent Pet receiving 4.5 out of 5 stars.
Run a No Obligation Comparison Quote Between FIGO and Prudent Pet
iHeartDogs surveyed our readers in 2022 about their experience with FIGO and other major pet health insurance companies. ⭐ - 6 vet visits, various reasons, ZERO claims paid. They find ANY reason to deny the claim. This is my third company for pet insurance -- a complete waste of my money. - FIGO Pet Insurance review by Katie, Frisco ⭐⭐⭐⭐ - Haven't filed a claim yet - FIGO Pet Insurance review by Dorothy, Phoenixville ⭐⭐⭐⭐⭐ - Very responsive and quick to process the claim. Have to pay extra to get routine wellness covered - FIGO Pet Insurance review by Stephanie, Independence ⭐⭐⭐⭐⭐ - I have nothing but good things to say about FIGO and the ease of claims and reimbursement. Thank-you FIGO for being there. - FIGO Pet Insurance review by Glen ⭐⭐⭐⭐⭐ - Service from staff has been great, Only complaint: I've had this insurance for years and it was reasonable. Then FIGO switched providers in 2019 and the monthly fee doubled. Not such a great deal anymore. Can't switch insurance because of pre-existing condition. - FIGO Pet Insurance review by Betty ⭐⭐⭐⭐⭐ - Excellent customer service. My claims took just few hours to process. Top class platform. Transparent pricing. Can’t ask for more. Every pet owner should have a pet insurance and that too with Figo. - FIGO Pet Insurance review by Greg,[6] FIGO Pet Insurance Customer Reviews (2022)
Overall FIGO received a 4.2 out of 5 rating:
iHeartDogs created surveyed our readers in 2022 about their experience with Prudent Pet and other major pet insurance providers. ⭐⭐⭐⭐⭐ - This was my first time purchasing pet insurance and Pati was a big help! She explained everything in an easy to understand way and was there to answer all my questions. Would highly recommend! - Kyla ⭐⭐⭐⭐⭐ - Great Customer Service- While searching for pet insurance, I looked into and called multiple services. Stephanie Toppel was really great at answering all of my questions by responding right away and giving me a straight and honest answer. Pet insurance has a lot of ins and outs to it and I now feel very comfortable that I choose the best company for me. - Kari ⭐⭐⭐⭐⭐ - We just signed up with Prudent Pet and are already extremely impressed with them. I got quotes from 6 different pet insurance companies and I love the fact that Prudent is one of the very few that offer preventative care as well. We have a big family so every penny counts- including annual exams, shots, etc because it all adds up! I got a quote on Sunday afternoon from their website and first thing Monday morning a customer service representative called me to follow up on my quote. None of the other companies did that at all whatsoever. She also spent 45 minutes on the phone with me explaining every detail of the coverage with me and letting me know my options. She answered every question I could think of and was so patient and friendly about it despite me taking up so much of her time with my endless inquiries. She made me feel right at ease. I’m really excited for my dog’s new coverage we can’t wait to see how it all works out. I feel relieved that now I don’t have to worry about some expensive bill coming up that we can’t afford. This makes it much easier on our family and gives us a peace of mind that we can give our dog quality care at any time. - Alexandra ⭐⭐⭐⭐ - We just purchased our policy so I can’t review on the coverage or claims process, but customer service was exceptional. Patricia Ostaszewski was great and assisted us with all of our questions and concerns and set up the policy for us. I do wish the policy listed more details regarding coverage. - Ariel ⭐⭐⭐⭐ - I just bought this plan. So far no problems. The only thing was after I applied the info said I would get an email for me to set up my password, I didn’t get one so I called and they told me what to do. Everything ok now. - Patricia[5] Prudent Pet Insurance Customer Reviews (2022)
Overall Prudent Pet Insurance received a 4.5 out of 5 rating:
Compare FIGO and Prudent Pet Pricing and Benefits Below
Pet Insurance Carrier Comparisons
- 9 Best Pet Insurance Plans for Dogs
- Best Cheap Pet Insurance
- Trupanion Vs. Pets Best Pet Insurance
- Trupanion Vs. Lemonade Pet Insurance
- HealthyPaws Vs. Embrace Pet Insurance
- HealthyPaws Vs. Trupanion Pet Insurance
- Embrace Vs. Trupanion Pet Insurance
- Embrace Vs. Lemonade Pet Insurance
- Trupanion Vs. FIGO Pet Insurance
- Prudent Pet Vs. Trupanion Pet Insurance
- Embrace Vs. ManyPets Pet Insurance
- Embrace Vs. FIGO Pet Insurance
- Prudent Pet Vs. Embrace Pet Insurance
- HealthyPaws Vs. ManyPets Pet Insurance
- HealthyPaws Vs. FIGO Pet Insurance
- Prudent Pet Vs. HealthyPaws Pet Insurance
- HealthyPaws Vs. Lemonade Pet Insurance
- Pets Best Vs. ManyPets Pet Insurance
- Pets Best Vs. FIGO Pet Insurance
- Prudent Pet Vs. ManyPets Pet Insurance
- Prudent Pet Vs. Pets Best Pet Insurance
- Embrace Vs. Pets Best Insurance
- HealthyPaws Vs. Pets Best Pet Insurance
- ManyPets Vs. Lemonade Pet Insurance
- Lemonade Vs. FIGO Pet Insurance
- Trupanion Vs. ManyPets Pet Insurance
- ManyPets Vs. FIGO Pet Insurance
- Lemonade Vs. Pets Best Pet Insurance
- Prudent Pet Vs. Lemonade Pet Insurance
- Prudent Pet Vs. FIGO Pet Insurance
Breed Pet Insurance
- Pet insurance for Akitas
- Pet insurance for Alaskan Malamutes
- Pet insurance for American English Coonhounds
- Pet insurance for American Staffordshire Terriers
- Pet insurance for Australian Cattle Dogs
- Pet insurance for Australian Shepherds
- Pet insurance for Basset Hounds
- Pet insurance for Beagles
- Pet insurance for Bernese Mountain Dog
- Pet insurance for Bichon Frises
- Pet insurance for Bloodhounds
- Pet insurance for Border Collies
- Pet insurance for Boston Terriers
- Pet insurance for Boxers
- Pet insurance for Bulldogs
- Pet insurance for Bullmastiffs
- Pet insurance for Bull Terriers
- Pet insurance for Cane Corsos
- Pet insurance for Cavaliers
- Pet insurance for Chesapeake Bay Retrievers
- Pet insurance for Chihuahuas
- Pet insurance for Chinese Crested Dogs
- Pet insurance for Chow Chows
- Pet insurance for Cocker Spaniels
- Pet insurance for Collies
- Pet insurance for Corgis
- Pet insurance for Dachshunds
- Pet insurance for Dobermans
- Pet insurance for Dogue De Bordeaux
- Pet insurance for English Springer Spaniels
- Pet insurance for French Bulldogs
- Pet insurance for German Shepherds
- Pet insurance for German Shorthaired Pointers
- Pet insurance for Goldendoodles
- Pet insurance for Golden Retrievers
- Pet insurance for Greyhounds
- Pet insurance for Great Danes
- Pet insurance for Great Pyrenees
- Pet insurance for Havanese
- Pet insurance for Huskies
- Pet insurance for Jack Russells
- Pet insurance for Labrador Retrievers
- Pet insurance for Labradoodles
- Pet insurance for Lhasa Apsos
- Pet insurance for Maltese
- Pet insurance for Mastiffs
- Pet insurance for Miniature Pinschers
- Pet insurance for Mixed Breeds (small)
- Pet insurance for Mixed Breeds (medium)
- Pet insurance for Mutts
- Pet insurance for Newfoundlands
- Pet insurance for Old English Sheepdogs
- Pet insurance for Papillons
- Pet insurance for Pekingese
- Pet insurance for Pit Bulls
- Pet insurance for Pomeranians
- Pet insurance for Poodles
- Pet insurance for Pugs
- Pet insurance for Rhodesian Ridgebacks
- Pet insurance for Rottweilers
- Pet insurance for Saint Bernards
- Pet insurance for Samoyeds
- Pet insurance for Schnauzers
- Pet insurance for Shar-Peis
- Pet insurance for Shelties
- Pet insurance for Shiba Inus
- Pet insurance for Shih Tzu
- Pet insurance for Staffordshire Bull Terrier
- Pet insurance for Vizslas
- Pet insurance for Weimaraners
- Pet insurance for Westies
- Pet insurance for Whippets
- Pet insurance for Yorkies
Pet Insurance by City
- Pet Insurance in San Diego
- Chicago Pet Insurance
- New York City Pet Insurance
- Pet Insurance in Seattle
- Pet Insurance in Los Angeles
- Pet Insurance in Austin
- Pet Insurance in San Antonio
- Pet Insurance in Miami
- Pet Insurance in Philadelphia
- Pet Insurance in Sacramento
- Pet Insurance in Orlando
- Pet Insurance in San Francisco
- Pet Insurance in Houston
- Pet Insurance in Dallas
- Pet Insurance in Tampa
- Pet Insurance in Pittsburgh
Pet Insurance by State
- Pet Insurance in California
- Pet Insurance in Texas
- Pet Insurance in Florida
- Pet Insurance in Pennsylvania
- Pet Insurance in Washington State
- Best Pet Insurance in Michigan
- State of Delaware Pet Insurance
- Pet Insurance in NC
- Pet Insurance in NJ
- Pet Insurance in Colorado
- Pet Insurance in Ohio
- Pet Insurance in Oregon
- Pet Insurance in Indiana
- Pet Insurance in Oklahoma
- Pet Insurance in Utah
- Pet Insurance in New York
- Pet Insurance in Massachusetts
- Pet Insurance in Arizona
- Pet Insurance in Minnesota
- Pet Insurance in Connecticut
- Pet Insurance in Wisconsin
- Pet Insurance in Hawaii
- Pet Insurance in Iowa
- Pet Insurance in New Hampshire
- Pet Insurance in Alabama
- Pet Insurance in Maine
- Pet Insurance in Maryland
- Pet Insurance in Rhode Island
- Pet Insurance in Arkansas
- Pet Insurance in Illinois
- Pet Insurance in Nebraska
- Pet Insurance in Alaska
- Pet Insurance in Louisiana
- Pet Insurance in South Carolina
- Pet Insurance in Vermont
- Pet Insurance in Georgia