Top 9 Pet Insurance Plans For Corgis (2024)

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The whole world loves a Corgi. We just can’t get enough of those adorable tushes, pointy ears, little stubby legs, and wide smiles. The Corgi breed has evolved quite a bit from its origins as a working cattle herding dog.

Unfortunately, the Corgi breed (both Cardigan Welsh and Pembroke Welsh) is predisposed to certain medical conditions. While these health issues can be expensive to treat, you may be able to cover the high costs if you invest in pet insurance for your dog early.

It’s easy to feel overwhelmed when it comes to choosing the best pet insurance plan for your beloved Corgi. This guide will help you select a plan that covers everything you want it to, so you can be there for your dog when they need you most.

Compare The Top 9 Pet Insurance Plans for Your Corgi Using our Free No-Obligation Quote Tool below

The simplest way to compare pet insurance prices is to use our tool below. The comparison tool will show you quotes from the top 9 pet insurance carriers, including Trupanion, Pets Best, Lemonade, ManyPets, FIGO, HealthyPaws, Prudent Pet, Spot, and Embrace pet insurance.

How Much Does Pet Insurance for a Corgi Cost?

Below are some sample pet insurance plans for a 1-year-old male Corgi using the zip code 75001 (Texas) as an example.

• Pets Best – $39.59 per month
• Embrace – $41.60 per month
• Healthy Paws – $30.72 per month
• ManyPets – $36.20 per month

Ultimately, your plan’s premium will depend on several factors, including your dog’s age, size, and breed, as well as where you live. You also want to know what type of coverage your plan has and if it will help with Corgi-specific health problems. Let’s get more into those medical conditions and how much you can expect to pay to treat them.

Common Health Problems Associated With Corgis

Intervertebral Disk Disease (IVDD) in Corgis

Corgis are known for their comparatively long backs and short, stubby legs. Unfortunately, this makes them more likely to be affected by intervertebral disk disease.

When a disc between the vertebrates in a dog’s spinal column deteriorates and calcifies, it can rupture with too much movement. A diseased or ruptured disc can press on your Corgi’s spinal column, leading to extreme pain and even paralysis.

Degenerative Myelopathy in Corgis

Degenerative Myelopathy is a progressive disease of the spinal cord, where the supportive tissue degenerates. It’s often misdiagnosed as IVDD or another condition because symptoms initially present as osteoarthritis. However, Degenerative Myelopathy eventually progresses to paralysis of the limbs, ultimately leaving the affected dog immobile and unable to stand.

Tragically, there is not yet a cure for Degenerative Myelopathy. It typically affects older Corgis (aged 8-11) but could occur as early as 4 years. Ideally, dogs carrying the mutated gene that leads to this disease would not be bred, so make sure your Corgi comes from a reputable breeder or rescue organization.

Von Willebrand Disease (vWD) in Corgis

Von Willebrand Disease (vWD) is an inherited bleeding disorder where a vital protein involved in blood clotting is absent. Some dogs carry the trait without experiencing symptoms. Others may suffer spontaneous bleeding from the nose, mouth, or digestive or urinary tracts. Teething or infections may also cause bleeding.

Dogs with this condition should not take drugs that affect normal blood clotting. There is no cure, but the condition can be managed to reduce the likelihood of severe complications.

Obesity in Corgis

Because their short legs put them low to the ground and they have long backs, being overweight can be more than just a cosmetic problem for a Corgi. Obesity increases a dog’s risk for developing heart disease or hypertension, and short, long-backed dogs like Corgis are also at increased risk of developing arthritis and breathing problems.

Talk to your veterinarian about ways to manage your dog’s weight. There may be underlying medical issues that lead to obesity, or they’re eating too much and exercising too little.

RELATED: 8 Things You Need To Know About Obesity In Dogs

Typical Costs Of Treating Health Issues In Corgis and How Pet Insurance Can Help

If left untreated, many of the health conditions listed above can result in long-term consequences and even require surgery, which ultimately makes them more expensive to manage. Selecting a pet insurance plan suited for your Corgi’s particular needs might save you tons of money on medical costs.

Here are just some sample veterinary expenses for Corgis:

• IVDD Costs: Caught early enough, IVDD can be treated with non-invasive treatments like pain medication and exercise control. In severe cases however, surgery can cost between $1,500 and $4,000. Those costs also don’t include the price of X-rays and other imaging techniques, which can add hundreds to thousands of dollars onto your bill.
• Degenerative Myelopathy Costs: Most of the costs for this disease are in diagnosing it since there is sadly no cure. Things like x-rays, other imaging, and neurology specialist appointments to rule out other causes of the symptoms could total $2,000-$4,000. Treatment will be for the concurrent conditions like arthritis or hip dysplasia.
• Von Willebrand Disease Costs: While there’s also no cure for this disease, dogs with vWD can live perfectly normal lives with management and avoidance of risky activities. If your dog has severe bleeding due to an injury, it may require a blood transfusion. This typically costs $100 to $300 per unit.
• Obesity Costs: This cost is hard to define since many health issues stem from obesity. According to the AKC, obesity-related treatments can cost pet parents $2000 per year.

Knowing the signs and symptoms of these conditions common in Corgis can help you catch them early, saving your dog and your money. When in doubt, take your pup to the vet to have them diagnosed.

What Is Pet Health Insurance And Why Do I Need It For My Corgi?

Pet health insurance works very similarly to human health insurance. Your policy quote will range in monthly price, depending on your dog’s breed, age, and where you live. Typically, you’ll spend around $15-$77 per month as a pet parent.

Pet insurance is mainly about peace of mind, knowing you won’t be totally overwhelmed in case of an emergency. Enrolling even when your dog is young and healthy will ensure you have plenty of coverage when they need expensive medical care later. If you choose a plan more suited to your dog’s particular breed, you’ll be more prepared when something happens later on in their life.

Some plans cover accidents and illnesses, while others only cover accidents. Certain plans do cover breed-specific illnesses, and others do not. It all depends on what type of coverage you choose. With our free pet insurance comparison tool, you can get quotes from multiple insurance companies with no obligation to commit.

Whatever plan you choose, you’ll feel better knowing you can take care of your dog when they need you most. Plus, you won’t have to suddenly shell out thousands of dollars. Learn more about how pet insurance works here.

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