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Prudent Pet vs. ManyPets Insurance: In-Depth Comparison [2022]

By: Kelli Brinegar

Kelli Brinegar

For more than five years, Kelli Brinegar has been using her ability to write and her passion for research to tell the tale of what cats are thinking and why. She has provided care to more than 30 cats in her lifetime.Read more
| May 4, 2022
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Comparing Pets Best and Trupanion Pet Insurance Plans

What’s The Difference Between Prudent Pet & ManyPets Pet Insurance Plans?

Thank you for visiting our guide to comparing ManyPets and Prudent Pet. Below you’ll find a comparison of plan rates, multi-pet discounts, wellness plans, coverage amounts, and more.

Remember that the easiest way to shop for pet insurance is using a tool such as this to compare pet insurance plans from all the major pet insurance companies at once. With this tool, you can compare rates from Prudent Pet and ManyPets side by side, as well as other major pet insurers.

Prudent Pet & ManyPets: A Complete Breakdown of Dog Insurance Plan Benefits

The comparison below will show you the pet insurance plan features of Prudent Pet and ManyPets, as well as many of the other top pet insurance brands.

Pets Best
Lemonade
ManyPets
Trupanion
FIGO
HealthyPaws
Prudent Pet
Embrace
Wagmo
Company
Company
Pets Best
Lemonade
ManyPets
Trupanion
FIGO
HealthyPaws
Prudent Pet
Embrace
Wagmo
Annual Coverage
Annual Coverage
$5,000 or Unlimited
Up To $100,000
Unlimited
Unlimited
$5,000 or Unlimited
Unlimited
$10,000 or Unlimited
$5,000 - $30,000
Unlimited
Multi-pet Discount?
Multi-pet Discount?
Yes
Yes
No
No
Yes
No
Yes
Yes
No
What They Do Best
What They Do Best
Best for plan customization
Great pricing for puppies & kittens
$0 copay option. No fees for paying monthly.
Best for paying claims to veterinarian direct
Short waiting periods
Best for paying claims fast
Best Trustpilot reviews
Best plan for superior benefits
Fast claims. Wellness plan available.
iHeartDogs Customer Rating ⭐⭐⭐⭐⭐
iHeartDogs Customer Rating ⭐⭐⭐⭐⭐
4.3 / 5
4.6 / 5
4.7 / 5
4.5 / 5
4.1 / 5
4.4 / 5
4.5 / 5
4.5 / 5
4.1 / 5
Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)
Wellness Plan Option? (preventative care e.g. exams, dental, vaccines)
Yes
Yes
Yes
No
No
No
No
Yes
Yes
Example Quote for 1 Year Old 30 lb Mixed Breed
Example Quote for 1 Year Old 30 lb Mixed Breed
$35.81 per month
$20.00 per month
$30.00 per month
$68.25 per month
$69.30 per month
$26.25 per month
$73.46 per month
$42.35 per month
$15.00
Reimbursement Amount
Reimbursement Amount
90%, 80%, or 70%
90%, 80%, or 70%
90%, 80%, or 70%
90%
100%, 90%, 80%, or 70%
90%, 80%, 70%, 60%, or 50%
90%, 80%, or 70%
90%, 80%, or 70%
100% or 90%
Annual Deductible
Annual Deductible
$50, $100, $200, $250, $500, or $1,000
$100, $250, or $500
$100, $250, or $500
$0 to $1,000
$100, $250, $500, or $750
$100, $250, $500, $750, or $1,000
$100, $250, $500, or $1,000
$200, $300, $500, $750, or $1,000
$250, $500, or $1,000
Get Quote
Get Quote
Get Quote
Get Quote
Get Quote
Get Quote
Get Quote
Get Quote
Get Quote
iHeartDogs is reader-supported. When you buy via links on our site, we may earn an affiliate commission at no extra cost to you.

Free Side by Side Quote Comparison Between ManyPets and Prudent Pet

Fill out the form below to receive your no-obligation quote comparison between ManyPets and Prudent Pet.

Common Questions About Prudent Pet Vs. ManyPets

Coverage Amounts: Prudent Pet vs. ManyPets

ManyPets offers unlimited coverage with their plans, while Prudent Pet allows you to choose plans with total coverage or a $10,000 cap. Of course, unlimited coverage provides the ultimate financial protection, but a plan with a coverage cap will save you money on your monthly premium.

Multi-Pet Discounts: Prudent Pet vs. ManyPets

Prudent Pet offers a multi-pet discount, so you can cover all the furry family members on one plan and only pay one monthly premium. ManyPets does not offer a multiple pet discount at this time. But the upside of a single pet plan is tailored coverage for each pet’s specific needs.

What are the Reimbursement Amounts for ManyPets vs. Prudent Pet?

Both ManyPets and Prudent Pets offer reimbursement options of 90%, 80%, or 70%. And here’s something to remember when making plan choices, the higher your reimbursement amount, the higher your premium.

What is the Annual Deductible for ManyPets vs. Prudent Pet?

ManyPets’ deductible options are $100, $250, or $500. Prudent Pet offers amounts of $100, $250, $500, or $1,000. Another thought to keep in mind when choosing coverage—the higher the deductible, the lower your premium will be.

Does Prudent Pet or ManyPets Offer a Wellness Plan for Preventative Care?

ManyPets does offer a wellness option for preventative care like annual exams, dental screenings, and vaccines. At this time, Prudent Pet does not, but even without it, having pet insurance will help save you big when illness or injury strikes.

Who is Cheaper: Prudent Pet or ManyPets?

In our example quote, ManyPets offered more affordable pricing than Prudent Pet when comparing plans for a 1-year-old 30lb. mixed-breed dog based on Texas zip code 75001. However, keep in mind that your location, dog’s age, breed, gender, and other factors significantly affect your pricing. The best way to know whether ManyPets or Prudent Pet is cheaper is to run a comparison quote here.

The Bottom Line: Who is Better, Prudent Pet or ManyPets?

Overall, we give the edge to ManyPets for significantly more affordable pricing and the option of a wellness plan addition. While Prudent Pet is more expensive, they offer a multi-pet discount and excellent options for reimbursement amounts, deductible choices, and coverage caps, meaning you can tailor your monthly premium to your liking. Both companies are very reputable and popular with iHeartDogs readers, with ManyPets receiving 4.7 out of 5 stars and Prudent Pet receiving 4.5 out of 5 stars.

Run a No Obligation Comparison Quote Between ManyPets and Prudent Pet

[8] ManyPets Pet Insurance Customer Reviews (2022)

iHeartDogs created surveyed our readers in 2022 about their experience with ManyPets and other major pet insurance providers.

Overall ManyPets Pet Insurance received a 4.5 out of 5 rating:

⭐⭐⭐⭐⭐ - "After much research, I selected ManyPets for my pet insurance company. Their coverage, their rates, and now having experienced their customer service, are excellent. I have recommended them to my vet and I have recommended them to friends. They are responsive to claims that I submit and they are quick with paying on the claims. Highly recommend them!" - Jean, ManyPets Review

⭐⭐⭐⭐ - Helpful team to explain the coverage, easy method to turn in invoices. Only thing I wish was better is the ability to reimburse electronically (Venmo, PayPal, direct deposit). - Joshua, ManyPets Review

⭐⭐⭐⭐⭐ - So far I have filed 2 claims and both have been handled in 3 days and I have received checks in 3-5 days. Really good company and very good customer service! Dont have anything negative to say! - Ilirjana, Many Pets Review

⭐⭐⭐⭐⭐ - AMAZING customer service, quick and super fast. I have referred ManyPets to all my friends and they are switching over!!! - Eunice, ManyPets Review

⭐⭐⭐⭐⭐ - As a retired insurance agent, I shopped the market for what I thought was the best coverage at reasonable price. Many Pets was exactly what I was looking for. I purchased the wellness coverage as well as the medical and have submitted bills for her first vaccines and within a few days I had a reimbursement check in the mail. Great product, fair pricing and great service. Thank you. - Robin, ManyPets Reviews

[5] Prudent Pet Insurance Customer Reviews (2022)

iHeartDogs created surveyed our readers in 2022 about their experience with Prudent Pet and other major pet insurance providers.

Overall Prudent Pet Insurance received a 4.5 out of 5 rating:

⭐⭐⭐⭐⭐ - This was my first time purchasing pet insurance and Pati was a big help! She explained everything in an easy to understand way and was there to answer all my questions. Would highly recommend! - Kyla

⭐⭐⭐⭐⭐ - Great Customer Service- While searching for pet insurance, I looked into and called multiple services. Stephanie Toppel was really great at answering all of my questions by responding right away and giving me a straight and honest answer. Pet insurance has a lot of ins and outs to it and I now feel very comfortable that I choose the best company for me. - Kari

⭐⭐⭐⭐⭐ - We just signed up with Prudent Pet and are already extremely impressed with them. I got quotes from 6 different pet insurance companies and I love the fact that Prudent is one of the very few that offer preventative care as well. We have a big family so every penny counts- including annual exams, shots, etc because it all adds up! I got a quote on Sunday afternoon from their website and first thing Monday morning a customer service representative called me to follow up on my quote. None of the other companies did that at all whatsoever. She also spent 45 minutes on the phone with me explaining every detail of the coverage with me and letting me know my options. She answered every question I could think of and was so patient and friendly about it despite me taking up so much of her time with my endless inquiries. She made me feel right at ease. I’m really excited for my dog’s new coverage we can’t wait to see how it all works out. I feel relieved that now I don’t have to worry about some expensive bill coming up that we can’t afford. This makes it much easier on our family and gives us a peace of mind that we can give our dog quality care at any time. - Alexandra

⭐⭐⭐⭐ - We just purchased our policy so I can’t review on the coverage or claims process, but customer service was exceptional. Patricia Ostaszewski was great and assisted us with all of our questions and concerns and set up the policy for us. I do wish the policy listed more details regarding coverage. - Ariel

⭐⭐⭐⭐ - I just bought this plan. So far no problems. The only thing was after I applied the info said I would get an email for me to set up my password, I didn’t get one so I called and they told me what to do. Everything ok now. - Patricia

Compare ManyPets and Prudent Pet Pricing and Benefits Below

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